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AJ Bell Money & Markets
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AJ Bell Money & Markets

Author: AJ Bell

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The Money & Markets podcast brings you the latest personal finance and stock market insights to help you manage your investment portfolio.
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217 Episodes
Find out the latest events in the banking sector and why some of the big US tech stocks have bounced back after a miserable showing in 2022. Dan Coatsworth also explores why the stock market gave the thumbs down to the latest results from retailer Next. Laura Suter talks pocket money and children’s savings with GoHenry’s Louise Hill and Tom Selby answers a listener’s question about tax-free cash from pensions. We’re near the end of the tax year which means investors should act quickly if they want to make the most of any allowances before big changes from 6 April. Laith Khalaf has all the details.
This week we’ve got a full update on the ongoing crisis in the banking with Russ Mould joining us to explain what is actually happening and how it might impact you. Danni Hewson is filling us in on all the stock market news this week, including more job cuts at Amazon and the next stage of the sale of Man United. We’ve drafted in our pensions expert Tom Selby to explain the detail of those Budget pension changes from last week and how they will work in practice. We’ve got all the info on that boardroom spat at Scottish Mortgage and Laura Suter has a little update on why savings rates at NS&I might be about to significantly improve.
On this week’s Money and Markets podcast Dan Coatsworth and Danni Hewson consider what’s been a tumultuous week for global markets after not one, but two US banks collapsed sending banking stocks tumbling.  There was more turmoil after Credit Suisse revealed material weakness in its financial reporting which only served to ratchet up the tension.  And into the mix dropped the latest US inflation figures which showed headline prices are falling slowly but the all-important core number edged up raising the question – what will the Fed think is more important to deal with next week - because investors are betting on a rate hike slowdown We’ve also got your Budget special right here with post-game analysis from Tom Selby AJ Bell’s head of retirement policy digging into the scrapping of the lifetime allowance and head of investment analysis Laith Khalaf looking at the big picture as the chancellor sails close to the wind with public finances whilst delivering some crowd pleasing moments including rolling out free 30 hours childcare to children from 9 months and a U-turn on plans to increase the amount households pay on their energy bills over the next three months.
This week’s podcast looks at the shifting narrative from the Federal Reserve on interest rates and what ‘higher for longer’ means for investors. Laura Suter discusses the latest on mortgage costs and why a tax-free childcare scheme has been a flop. Dan Coatsworth considers ways to save up for university tuition and accommodation fees via a five and 10-year investment plan. He explores the reasons why shares in Aston Martin, Rolls-Royce and Premier Foods are rallying. Dan also talks to Josh Jones from Boston Partners about long/short investment strategies.
This week we’ve got the latest on how that new year rally in markets has panned out (spoiler alert: not well), as well as the latest in supermarket price wars. Danni Hewson covers the latest retail figures, from Primark to H&M, as well as some surprising figures from buy now pay later provider Klarna. Laura Suter has an update on energy bills and why they are getting more expensive despite wholesale prices getting cheaper, and she’ll be looking at the latest food inflation figures, which don’t make for pretty reading. On top of that we’ll have the latest investor interview, with real life investors about how they got started. And Dan Coatsworth has our fund manager interview this week, with Ken from Strategic Equity Capital about the rebound in small cap stocks in recent months and where he is seeing the best opportunities.
On this week’s Money and Markets podcast Dan Coatsworth and Danni Hewson discuss why Wall Street’s having a torrid time amidst speculation that the Fed’s rate hike cycle isn’t as close to the top as investors had hoped, and the FTSE 100 gives up its tenuous grip on the psychological 8,000 marks as slow demand from China pulls down miners like Rio Tinto. With that in mind, Dan’s been talking to Stuart Gray from Alliance Trust about what might happen if inflation falls but interest rates stay high. There have been chunky profits from most of the UK’s big high street banks including NatWest but Lloyds sees profit growth stalling as a cold wind blows through the housing market, with Rightmove figures showing the smallest jump in February prices since the financial crash. Plus, the activist investor selling millions of Unilever shares, the short seller attack on Etsy, and Darktrace commissions a review of its finances after allegations of accounting fraud.
Laura Suter and Tom Sieber bring you the podcast this week. We’ve got not one, but two inflation updates for you, and we’ll look at how markets reacted to the news. We look at a dodgy start to UK banks reporting season from Barclays and shedding light on why Lyft stock crashed this week. We’ve also got the latest update from everyone’s favourite savings company, NS&I, with a boost to the prize fund for Premium Bonds, and our fund manager interview this week is with Tom Caddick, Head of investments at NedGroup investments, about where he sees opportunities in the current market. Finally, we’ve also got the first in our series of interviews with investors, talking about why they invest and how it makes them feel. Matt spoke about his journey into investing, with a few key life moments spurring him on, from having a daughter, to getting a windfall of money.
This week we have warnings about the taxman coming for your children’s savings, as well as some more uplifting news about UK markets. Danni Hewson has all the details on the FTSE reaching a new record high, as well as an update on public enemy number one: the oil firms making big profits, and the latest round of tech sector job layoffs. Laura Suter has all the details of a report that proposed big changes to how pensions are taxed, and she’ll be diving into the showdown between bank chiefs and Government ministers this week, for not paying you enough interest on your savings. On top of that, she will be talking through how your children’s savings could land you with an unexpected tax bill. And we’ve also got Dan Coatsworth on the show with an interview with Round Hill Music boss Josh Gruss talking all about music royalties.
On this episode of the Money and Markets podcast one of the most popular investors active today, Terry Smith, is here to talk about Fundsmith Equity Fund and he’s got some choice words to say about two of his holdings. Dan Coatsworth and Danni Hewson mull over the IMF’s gloomy forecast for the UK economy and canter through some of the companies reporting earnings including McDonalds, Exxon and Intel. Laith Khalaf updates us on UK government plans to regulate the "crypto-verse" and with the success of auto-enrolment resulting in many people having multiple pension pots, AJ Bell’s Head of Policy Development Rachel Vahey discusses the possibility that the DWP will bring back the pot follows member model.
On this episode of Money and Markets we have Shares deputy editor Tom Sieber with all the markets news, from Netflix to Primark, as well as an update on the US. And he’ll also be responding to a listener question about indices, for those passive investors among you. Laura Suter is delving into the latest Government debt figures, looking for whether they give an indicator as to whether we’re headed for a recession or not, and she’s also explaining the new scheme where you can save money by using less energy. Dan Coatsworth brings us an interview with fund manager Ron Temple, talking about UK interest rates and corporate earnings.
On this week’s money and markets podcast Danni Hewson and AJ Bell’s head of retirement policy Tom Selby mull over the latest UK inflation numbers and discuss jobs data which shows more over 50s are heading back into the work place flagging a big issue about pensions. The FTSE 100 continues to flirt with the record books – nudging close to but not quite hitting a new high as UK retailers like Tesco, Currys and WH Smith deliver on the upside. But it’s not all been good news with profits at big US investment banks Goldman Sachs and Morgan Stanley among those taking a big hit with deals down and millions being set aside as recession beckons. Dan Coatsworth has been chatting to Mark Slater from the Slater Growth Fund about the rebound in UK stocks and how 2022 was one of his hardest ever years as a growth investor. And with the reopening of China partly behind the New Year rally, Danni’s been chatting to Ewan Markson Brown, manager of the Crux China Fund, about where he sees the opportunities for investors.
One this week’s Money and Markets podcast Dan Coatsworth and Danni Hewson dig into Christmas Trading numbers with updates from Sainsbury, JD Sports, Barratt Homes and Direct Line on menu they discuss what those results can tell you about the outlook for 2023. British firms worry about rising energy costs as the government announces that support is changing. Amazon looks to cut costs by closing three UK warehouses plus the latest on reports Goldman Sachs is about to axe thousands of jobs. Plus Terry Smith’s latest missive which shows he’s still got a bone to pick with Unilever and we hear from Richard Shepard-Cross from Custodian Property Income REIT about where he sees value in the market.
Prime Minister Rishi Sunak wants all pupils in the UK to study maths up to the age of 18. Laura Suter explores how making personal finance studies more prominent on the curriculum as part of this maths push would yield significant benefits to individuals later in life. Dan Coatsworth explains why Apple and Tesla shares have dragged down the US market so far in 2023 and he also debates what might be in store from the plethora of trading updates due from the retail sector. Discover why Fundsmith Equity Fund had its first year of negative returns since launch and why manager Terry Smith is not abiding by the fund’s ‘do nothing’ principle. Tom Selby discusses the rules around recycling money back into a pension, while Laura explains why anyone looking for top-paying cash savings deals should act quickly before rates fall. Dan also talks to Ed Smith, co-chief investment officer at Rathbone Investment Management, about solving the problem of slowing productivity.
On this year’s last episode of the money and markets podcast Dan Coatsworth, Danni Hewson, Laura Suter and Laith Khalaf share their thoughts about the year’s pivotal moments from Russia’s invasion of Ukraine to “Trussonomics” and why mega caps like Amazon and Apple have lost you money this year.  They also discuss the latest inflation figures on both sides of the Atlantic, assess how markets have reacted plus how a winter of strike action in the UK is affecting companies like Moonpig and discuss the latest trading updates from Frasers Group, Zara owner Inditex and the world’s biggest holiday company TUI. With 2023 hurtling towards us we hear from a host of fund managers about their picks for the new year, plus Laith digs into AJ Bell’s latest manager vs machine data and finds that the year’s volatility has actually put the machine in front.  And Laura talks interest rate rises and the scammers out to get you this Christmas.
If your train journey has been disrupted by strikes, don’t miss this week’s podcast where Laura Suter will be talking about what rights you have regarding refunds and compensation. Dan Coatsworth looks at the best and worst performing stock markets around the world in 2022. He also discusses what some of the pub companies have been saying about trading amid the World Cup. Tom Selby considers what might happen to the state pension and when people will be able to get it in the future. And the BBC’s Dougal Shaw talks to Danni Hewson about what makes a good company boss.
This week Danni and Laura have got a bumper interviews episode, with lots of great fund managers on to talk about the year that's (almost) passed and the year ahead. Amid signs that inflation could be near its peak, Dan Coatsworth has been asking Lazard fund manager Steve Wreford, about whether investors need to worry about it next year and why high inflation could stay on the agenda for longer than you might think. In markets this week we look at why protests in China have caused markets to wobble, the latest strike action and the impact on companies, and Elon Musk's latest spat. We look at whether the excitement around England reaching the next stage will translate to business for pubs. And we've got a bit of pensions news, as the regulator has made a big announcement about British Steel Pensioners. Dan also chats to Alex Wright from Fidelity Special Values investment trust about his outlook for 2023 and why NatWest sits pride of place in his investment portfolio. And he caught up with Kirsty Desson from abrdn’s Global Smaller Companies Fund about how she’s coped with a difficult year for small caps. Finally, Laura has also been crunching some numbers on the ridiculous situations where you end up paying 99% tax -- or even more -- when you get a payrise.
In a special bonus edition of the AJ Bell Money & Markets podcast, Dan Coatsworth talks to Nick Train about how his Finsbury Growth & Income Trust has fared in 2022. Nick discusses performance, companies with pricing power, his thoughts on Alan Jope planning to step down as Unilever chief executive, and why Relx remains a big holding for his portfolio.  The fund manager also talks about opportunities with Burberry, how much growth you might expect from his portfolio holdings, and whether he’s made new positions following this year’s market sell-off or simply topped up existing holdings.
It’s our 200th episode of the Money and Markets podcast. To celebrate we have three special guests talking about things that really matter to savers and investors. Laura Suter chats to NS&I chief executive Ian Ackerley about premium bonds and savings rates. Dan Coatsworth talks to Polar Capital Technology Trust manager Ben Rogoff about the change in fortunes for tech stocks. Dan asks Ben whether it is time for the Faangs to be relegated and a new group of tech stocks to lead the pack. They also talk about opportunities in the sector following widespread share price declines. Artemis fund manager Rebecca Young explains why investors with a 60/40 equity/bond portfolio shouldn’t panic about the bond component failing to provide support this year. Laith Khalaf looks at the latest activities among equities, currencies and government bonds, while Dan explains why the potential sale of Manchester United football club matters to investors, and why Disney has brought back its old chief executive.
Laith Khalaf and Tom Selby debate the forthcoming changes to taxes and allowances following the Chancellor’s Autumn Statement. They explain what the changes mean, and which ones are the most significant. Dan Coatsworth and Laura Suter discuss the relevance of Black Friday, whether retailers will enjoy a  bumper sales period, and what to think about if you’re trying to cut back on your spending but want to take advantage of discounts in the shops. Dan explains why stock markets have perked up in recent weeks, and he also talks to Fay Ren from the Cerno Pacific Fund about why companies with rich intellectual property can be attractive investments.
Laura and Danni have two interviews this week. The first is with bond fund manager veteran John Pattullo, from Janus Henderson Investors, who will be talking us through how he has navigated the recent market turmoil. And in the second interview Dan Coatsworth catches up with billionaire investor Bill Ackman from Pershing Square Holdings to talk about whether he’s worried about a recession and why he sold out of Netflix and Domino’s Pizza so quickly.  Also this week we’ll be looking at the nation’s financial resilience in the current cost of living crisis, as new data reveals 1 in 4 people have less than £100 in savings, as well as talking about that tricky task that everyone puts off: writing a will. And in the market update we’ll cover layoffs at Meta and Twitter, Primark’s decision not to raise prices and the cracks showing in the UK housing market.
Comments (4)

Andy Chaffer

This subject keeps coming up in Britain repeatedly. In the very early 1980s exactly the same approach was being suggested. I visited a number of schools to meet with the "school leavers" groups, and handed specimens of wage slips. Nobody knew where any of the figures came from. Over 3 lessons I taught them about gross & net pay, income tax, national insurance & pension deductions, and how to check if the deductions were correct. It didn't take long. This is the kind of integrated mathematics that should be incorporated into the curriculum....yet here we are more than 40 years later still talking about youngsters & poor mathematics skills.

Jan 6th

Niccolo Castellano

It's great news that there are new rules on crypto advertising. But this podcast didn't mention any regulatory body that in the UK that investigates crypto scams and preferably has a track record in recovering monies for those scammed. Can you do a segment on this please?

Jan 23rd

Richard Lund

it was really good to hear a sensible discussion on social care costs for rhe elderly. great podcast

Nov 10th

Simon H

the volume on all AJB podcasts seem to be very low. settings are to max but I still miss so much. no issues with other podcasts, please look at production. Or am I alone on this?

Mar 1st
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