All the Hacks with Chris Hutchins

#185: Learn a proven 4-step framework to create more time in your day for whatever matters most. In this episode, Jake and John share tactics to highlight your priorities, maintain laser focus, energize with healthy habits, and reflect in order to continuously improve and transform your life. Jake Knapp and John Zeratsky are the authors of the best-selling books Sprint and Make Time, and co-founders of Character, a venture capital firm. Previously, they were partners at Google Ventures and design leads at Google where worked on apps like Gmail and YouTube. Link to Full Show Notes: https://allthehacks.com/make-time-jake-knapp-john-zeratsky Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Shopify: $1/month trial for the easiest e-commerce platform Greenlight: First month free on a debit card and money app to raise financially smart kids Green Chef: 50% off organic meal kits with code ALLTHEHACKS50 + 20% off next 2 months For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Make Time: Book | Free Notes Template Character | Character Labs Apps: Reclaim Compose Freedom All the Hacks Follow & Review on Apple Podcasts Email for questions, hacks, deals, feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:50) What Most People Get Wrong About Managing Time (04:06) Why People Are Struggling With Productivity (05:45) Applying ‘Make Time’ to Your Personal Life (08:14) Busy Bandwagons and Infinity Pools (12:30) The 4 Step 'Make Time' Framework (15:40) How to Start Your Day With a Highlight (20:24) Highlights: Can There Be More Than One? Can They Change? (24:04) Highlight Tactic: Design Your Day (27:38) Highlight Tactic: Batch the Little Stuff (30:34) How Often Should You Look Into Feedback Loops? (31:18) The Most Efficient Ways to Find Laser Focus (35:20) Creating a Distraction-Free Phone (42:00) How to Deal With Attention Residue (46:38) Ways to Create Energy to Recharge Yourself (50:16) Why You Should Leave Your Headphones at Home (51:05) Best Cadence to Take Breaks (53:00) How Jake and John Apply Exercise to Their Lives (56:20) What Can We Do to Reflect? (59:14) Where to Find Jake and John’s Work Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#184: Sharing five tactics I've used recently to maximize points, lower property taxes, cut credit card annual fees, get a free companion pass, and earn thousands of dollars through bank and brokerage bonuses. Link to Full Show Notes: https://allthehacks.com/5-tactics-to-maximize-savings Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Credit Cards Bank Bonuses All the Hacks Membership #142: When Travel Goes Wrong: Pro Tips for Flight Cancelations, Delays, Lost Luggage, and More #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler #175: Monday Musings: Latest Deals, Summer Award Travel, Father's Day Gift Ideas, Calling 911 and More #181: Making an Easy $3k/mo from Online Deals with Kai Credit Cards: Aeroplan® Credit Card Southwest Rapid Rewards® Premier Credit Card Southwest® Rapid Rewards® Performance Business Credit Card Chase Ink Business Preferred® Credit Card IHG One Rewards Premier Credit Card Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Property Appraisal Appeal: Ownwell Flight Award Alerts: AwardTool | Seats.aero Avianca LifeMiles+ Subscription How to Earn A Free Southwest Companion Pass FlyerTalk Credit Card Retention Offers Best Bank Bonuses: Doctor of Credit HSBC: $1500 for $100k for 90 days Capital One: $1500 for $100k for 90 days Wells Fargo: $525 for $25k for 90 days Citi: $500 for $30k for 90 days Axos Bank®: $500 for $3k for 30 days with $1.5k direct deposit Wells Fargo: $325 for $1k for 90 days with $1k direct deposit Best Brokerage Bonuses: Doctor of Credit | Bogleheads WeBull: 2% on up to $100k (till 7/31/24) E*TRADE: $600 for $100k for 60 days TD : $750 for $100k for 30 days Tastytrade: $2000+ for $100k for 1 year Full Show Notes (00:00) Introduction (02:07) How To Lower Your Property Tax (06:27) Chris’ Summer Award Travel Update (14:32) 3 Big Takeaways for Booking Award Flights (16:21) Earning A Free Southwest Companion Pass (23:39) How To Negotiate Annual Fees on Credit Cards (26:01) Best-Ever Credit Card Welcome Offers (July 2024) (27:43) Overview of Bank Bonus Categories (30:54) $1000+ Bank Bonuses (32:48) Mid Range Bank Bonuses ($150-$750) (38:37) Bank Bonuses on Direct Deposits (42:22) Chris' Key Takeaway on Bank Bonuses (44:35) Overview of Brokerage Bonuses (48:21) Best Brokerage Bonuses (July 2024) (55:32) Limited Time Monster Brokerage Bonus (Ending 7/31/24) Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#183: Economist Emily Oster uses data to challenge and debunk common parenting beliefs and shares data-driven strategies for parents to make more informed and confident decisions. We also cover data on polarizing topics like sleep training, breastfeeding, private vs. public school education, and more. Emily Oster is a professor of economics at Brown University and a NYT best-selling author of four books—Expecting Better, Cribsheet, The Family Firm, and The Unexpected. She's also a the founder of ParentData, a data-driven guide to pregnancy, parenting and more. Link to Full Show Notes: https://allthehacks.com/debunking-parenting-myths Partner Deals Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Emily Oster: ParentData | Instagram Expecting Better: Why the Conventional Pregnancy Wisdom Is Wrong--and What You Really Need to Know Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to Preschool The Family Firm: A Data-Driven Guide to Better Decision Making in the Early School Years The Unexpected: Navigating Pregnancy During and After Complications Is There a Best Method for Sleep Training? 5 Pregnancy Myths A Different Way to Look at Screen Time Cochrane Reviews 1-2-3 Magic by Thomas W. Phelan The Anxious Generation by Jonathan Haidt Full Show Notes (00:00) Introduction (01:44) The Shocking Amount of Misleading Data Around Parenting (04:17) Ways to Incorporate Data in Decision Making (10:05) Why There’s So Much Pressure to Be “Perfect” Parents (11:57) The Good Enough Approach vs. The Perfect Approach (14:57) How Important Is It for Parents to Prioritize Themselves? (19:47) The Most Shocking Myths and Misconceptions (22:52) The Reason for an Abundance of Caution Around Pregnancies (26:12) The Polarizing Data Around Sleep Training (30:17) How to Approach Data and Reliable Sources (32:08) The Role of Cultural Norms and Traditions in Parenting Advice (36:33) How to Navigate Pushback on Advice (37:29) Making Complicated or Difficult Decisions (40:50) The Impact of Primary Education: Private vs. Public (44:19) Why It’s Important to Build Resilience in Older Kids (46:32) Managing Screen Time and Technology (49:48) One Key Takeaway for Anyone Who Wants to Be a Parent (51:25) Where to Find Emily Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#182: We share 10+ insider secrets and shortcuts to earning elite status with airlines and hotels. We cover the basics of elite status and how to leverage credit cards, points and miles, and status matches to maximize travel perks. We also explore non-traditional methods like gifting and buying, vacation homes and corporate partnerships to earn and maintain status. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/shortcuts-to-elite-status Partner Deals Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Southwest Companion Pass Complete Guide Episode #221: Roll your own airline elite status Episode #222: Roll your own hotel elite status Flying by the Seat of our Points: Last Minute Travel Challenge All the Hacks Luxury Hotel Upgrade Program Episode #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More! Invitation-Only Statuses Delta 360° United Global Services® ConciergeKey Other Resources Exclusive Resorts FoundersCard StatusMatcher StatusMatch AirlineStatus Credit Cards: American Express Centurion Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve Business American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum Business American Express Card Hilton Honors American Express Aspire Card Marriott Bonvoy Brilliant® American Express® Card Chase Freedom® Unlimited Chase Ink Business Unlimited® World of Hyatt Business Credit Card Southwest Rapid Rewards® Cards Full Show Notes (00:00) Introduction (02:21) The Basics of Elite Status (05:13) Can You Earn Status With Flights Booked With Points & Miles? (06:39) Elite Status Perks on Different Levels (08:32) How Airline Alliances Fit Into Status (10:34) Earning Airline Status via Credit Cards (15:27) Airlines That Make It Easy to Earn Status (21:24) Perks of Hotel Status (23:45) Ways to Earn Hyatt Status (29:17) Can You Spend Money Outside of Credit Cards to Earn Status? (30:42) How Status Matches Work (35:08) Airline Status Offers (40:28) Getting “Walked” From a Hotel (41:32) Gifting an Elite Status (42:09) Lifetime Status (45:21) Buying Elite Status (46:31) Leveraging Corporate Partnerships for Status Perks (48:38) Vacation Home Memberships (49:24) Is Chasing Elite Status Worth It? (52:47) Rolling Your Own Airline and Hotel Elite Status (54:27) Car Rental Status Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#181: Learn the profitable side hustle of turning everyday deals into a reliable income stream. Chris and Kai explore an unconventional approach to maximize savings, leveraging brokerage bonuses, meal kits, cell phones, buying groups and gift cards. They also share tips to find the best freebies and discounts. In 2023, Kai earned over $36,000 and 2.4 million points turning deals into profits. He shares his churning journey every month on the his podcast. Link to Full Show Notes: https://allthehacks.com/profitable-deals-into-side-hustle Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web HubSpot: All-in-one customer platform to get more out of your business Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Kai's Podcast All the Hacks: Credit Cards Bank Bonuses Newsletter Membership Episode #138: Optimizing Cell Phone Plans: The Best Carriers, Deals, Plans, Insider Pricing, Insurance and More! Episode #170: Cash Back vs. Points: Are We Playing the Wrong Credit Card Game? Doctor Of Credit: Best Bank Account Bonuses | Brokerage Bonuses Freebies and Discounts Slickdeals Rakuten Brokerage Accounts Robinhood: Unlimited 1% Transfer Bonus Webull Schwab E*TRADE tastytrade Moomoo Bonus Info: Bogleheads Meal Kits HelloFresh: Free Box with Referral or 10 Free Meals - Free Appetizer For Life Green Chef: Get 50% Off + 20% Off For 2 Months Marley Spoon: First Box Free (6 Meals) CookUnity: 60% Off 16 Meals (discount lasts 2 weeks so you can get 16 more) / 60% Off 32 Meals Dinnerly: First Box Free Referral codes: Reddit Thread Cell Phone Plans Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Visible Buying Groups MaxOutDeals BuyForMeRetail Aligned Incentives Gift Cards: Pepper Miles Earn and Burn Full Show Notes (00:00) Introduction (02:43) Quick Overview of “Profitable Deals” (08:20) Leveraging Bank Bonuses (10:58) Opening a Bank Account: Average Requirements and Returns (14:40) Why You Should Prioritize Brokerages to Make Profit (17:14) Brokerage Accounts (24:10) Getting the Best Deals off Meal Kits (25:46) Kai's Favorite Meal Kits (28:04) How to Save on a New Phone or Cell Phone Plan (31:30) Big Cell Phone Carriers vs. MVNO (32:27) Number Porting for Cell Phone Plans (36:14) Best Sources for Discounts and Freebies (39:15) How to Filter Out the Best Deals (41:10) Kai's Approach to the Credit Card Game (44:59) Misconceptions Around Opening Credit Cards (46:30) Paying Taxes with Your Credit Card (49:20) How Buying Groups and Reselling Works (56:07) Making Profits on Gift Card Deals (57:31) Bank Funding: Profiting with Zero Costs (59:44) Why You Should Have a Player 2 for Better Deals (1:02:23) Insane Referral Bonuses (1:04:01) Player 2 Hacks (1:06:20) Using Your Business as a Player Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#180: Chris hosts a debate about whether stock investing or real estate is the faster path to wealth. He's joined by experts from The Motley Fool and BiggerPockets who dive into tax advantages, cash flow potential, long-term returns, and wealth-building strategies associated with each investment path to help you make informed decisions.  Jason Moser and Matt Argersinger are analysts at The Motley Fool, a financial services company that provides free and premium investment guidance to millions of investors. Scott Trench is CEO and President and Dave Meyer is VP of Market Intelligence at BiggerPockets, the world's largest online network of real estate investors. Link to Full Show Notes: https://allthehacks.com/investing-stocks-vs-real-estate Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Greenlight: First month free on a debit card and money app to raise financially smart kids Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned BiggerPockets The Real Estate Podcast Real Estate Investment Trusts (REITs) The “Value-Add” Playbook 1031 Exchange The “Middle Class Trap” The Motley Fool Motley Fool Money Podcast Index Funds: A Beginner's Guide Self-Directed IRA Full Show Notes (00:00) Introduction (02:21) Defining Stock Investing Vs. Real Estate Investing (03:59) The Case For Stock Investing (06:52) Why You Should Invest In Real Estate First (08:03) Barriers To Entry For Stocks vs. Real Estate (10:40) Getting Returns on Stocks vs. Real Estate (13:34) Volatility: How Much Risk Is Involved? (15:47) How To Diversify In Real Estate (21:25) Forced Selling in Real Estate vs. Stocks (24:07) Leveraging Real Estate Investment Trusts (26:24) Value Add Investing in Real Estate (27:48) Time Investment: Managing Stock vs. Real Estate Portfolios (37:41) Can You Leverage The Stock Market For Higher Return? (39:55) Liquidity in Stock Market vs. Real Estate (42:22) Tax Advantages of Investing in Stocks vs. Real Estate (44:52) Closing Arguments for Real Estate vs. Stocks (46:29) Diversifying Your Investment Portfolio With Both Stocks and Real Estate Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#179: The world’s most traveled man, Harry Mitsidis shares his wisdom on the transformative benefits of travel. He provides insights on planning trips for the best experiences, shares his favorite destinations and highlights under-appreciated countries and regions. Harry Mitsidis is one of three people in the world to have visited every country twice. He founded NomadMania, a travel community platform that offers tools, information, and resources that empower meaningful adventures around the world. Link to Full Show Notes: https://allthehacks.com/harry-mitsidis-most-traveled-man Partner Deals HubSpot: All-in-one customer platform to get more out of your business AG1: Free 1 year supply of Vitamin D and 5 free travel packs Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Harry Mitsidis: NomadMania | Newsletter | Instagram Every Passport Stamp Facebook Group Underrated Countries: Tuvalu Romania Laos Equatorial Guinea Sweden Costa Rica Under Apprecited Regions: Canada: Nova Scotia | New Brunswick Brazil: Rio Grande do Sul Argentina: Salta | Córdoba France: La Rochelle Harry’s Favorite Dishes: Netherlands: Vla - Dutch Custard Turkey: İskender kebap Brazil: Feijoada US: Red Lobster Dangerous Countries North Korea Gaza Afghanistan Syria Somalia: Mogadishu Full Show Notes (00:00) Introduction (02:21) How Harry’s Travel Obsession Started (05:15) Countries That Were Most Challenging to Visit (08:05) Why Slow Travel Matters (14:08) The Different Benefits of Travel (20:36) Solo Travel vs. Group Travel (22:26) The One-of-a-Kind Experience in North Korea (24:05) Traveling to Dangerous Destinations (31:42) Underrated Countries (33:36) Ways to Feel Like a Local in a New Destination (37:35) Harry's Favorite Food Around the World (39:30) Regions That Are Under-Appreciated (43:12) Why Your Second Trip to a Destination Is a Better Experience (44:27) Places That Left Harry Disappointed (46:53) Harry's Advice to Travelers Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#178: Bestselling author James Nestor reveals how improper breathing can lead to health issues that include poor sleep, asthma, chronic congestion, ADHD, and anxiety. He shares research-backed techniques to identify and correct your breathing habits, highlighting the numerous health benefits of nasal breathing. James Nestor is a science journalist and award-winning author of the book Breath. His work has appeared in The Atlantic, Outside, Scientific American, The New York Times and more. Link to Full Show Notes: https://allthehacks.com/james-nestor-breathing-improves-health Partner Deals DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent 1Password: Free 2-week trial of my favorite password manager Vuori: 20% off the most comfortable performance apparel I've ever worn Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned James Nestor: Website | Instagram Books: Breath: The New Science of a Lost Art Deep: Freediving, Renegade Science, and What the Ocean Tells Us about Ourselves Wim Hof Method Falim Sugar Free Chewing Gum SnoreLab SnoreClock Full Show Notes (00:00) Introduction (03:10) Why Humans Are the Worst Breathers and Why We Should Care (05:29) The Importance of Nasal Breathing (07:18) Ways to Identify if You're a Mouth Breather and How to Fix It (10:07) What Is Oral Posture and Why Is It Important? (15:58) The Problem with Straightening Your Teeth (22:07) How to Improve Nasal Breathing (23:39) The Benefits of Nasal Breathing and Deep Breaths (28:42) The Functions of the Left Nostril vs. Right Nostril (30:58) The Correct Way to Exhale (31:28) Breathing Techniques (39:14) Is It Possible to Overbreathe? (41:19) The Vital Role of the Underutilized Diaphragm (46:03) The Immediate Impact of Breathing Correctly (47:01) How to Fix Your Posture for Optimized Breathing (48:33) Products to Aid Better Breathing (50:58) Why You Should Learn to Hold Your Breath (55:50) The Benefits of Freediving (57:54) Best Breathing Techniques for Kids (59:34) Apps to Help You Track and Improve Your Breathing Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#177: Chris shares the best accounts to replace your checking account and maximize interest earning. He evaluates must-have banking features, compares 10+ bank accounts, assesses the pros and cons of switching accounts, offers automation tips to elevate your banking experience and so much more.  Link to Full Show Notes: https://allthehacks.com/best-bank-accounts-high-interest Partner Deals HubSpot: All-in-one customer platform to get more out of your business Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Membership Bank Bonuses Episodes #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth All-in-One High Yield Accounts: Fidelity Cash Management (SPAXX coming June 15) Wealthfront Cash Account (Get 5.5%) U.S. Bank Elite Money Market TransferWise (For international transactions) High Yield Savings + Checking w/ Overdraft: Mercury: Enter giveaway to skip the waitlist for Mercury Personal SoFi Capital One Discover CIT Bank Ally Bank Robinhood: Spending | Investing Schwab Checking Account Recurring Transfers: Zelle App Personal Finance Tracker: Copilot (Get 2 months free with code HACKS2) Wealthfront: Automated Bond Ladder + Calculator Automated Savings Plan Full Show Notes (00:00) Introduction (03:29) Must-Have Features in a Primary Bank Account (09:23) Tiebreakers to Consider for a Bank Account (14:43) High-Yield Savings Accounts (17:41) Regular Checking Accounts (21:43) The Most Optimal Way to Use a Bank Account (24:54) Comparison of Banks with Main Features You Need (28:50) Robinhood's Investing & Spending Accounts (30:52) The Difference Between Bank Accounts and Investment Accounts (33:25) The Schwab Checking Account (38:39) Unique Features of Mercury (44:33) The Wealthfront Individual Cash Account (46:15) U.S. Bank's Elite Money Market Account (47:17) Fidelity Cash Management Account (53:24) Chris' Top 3 Bank Account Recommendations (56:42) Is It Worth Switching Bank Accounts? (58:45) Simple Steps to Automate Your Financial Life Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#176: Chris and Nick share the strategies you need to know to easily get the most value out of your points and miles. They discuss the best and worst redemption options, transferring points, optimal ways to structure a trip, finding availability, tips for hotel and airline programs and more. Nick Reyes is the Senior Author at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://allthehacks.com/nick-reyes-redeeming-points-and-miles Partner Deals MasterClass: Learn from the world's best with 15% off Vuori: 20% off the most comfortable performance apparel I've ever worn Long Angle: Join a free private community for high net worth investors Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Nick Reyes: Website | LinkedIn | X Frequent Miler On The Air Podcast How to find impossible hotel awards The best transferable points program is… Points for family travel All the Hacks: Episode #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Episode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Newsletter Leave a review: Apple Podcasts | Spotify The Points Guy Article: Comparison of flights across travel portals Award Booking Services: point.me Concierge 10xTravel AwardCat Full Show Notes (00:00) Introduction (02:12) Why Nick Loves The Points and Miles Game (vs. Cash Back) (04:26) The Worst Ways To Redeem Points and Miles (08:12) Booking Travel via Credit Card Portals (11:51) How To Maximize Transfer Partner Redemptions (20:54) Is It Really Worth Investing Time To Learn The Points Game? (23:56) The Basics of Transferring Points (27:38) How Major Airline Alliances Work (31:29) Understanding Airline Ticket Pricing (32:55) 3 Things You Need In Abundance To Travel More (39:41) The Impact of Travel Award Availability (46:25) Optimizing Transfer Bonuses (48:08) How To Position Your Flight and Structure Your Trip (56:18) Redeeming Points and Miles For Different Airline Cabin Classes (1:00:59) How To Travel With Kids Using Points and Miles (1:06:32) Can Families Actually Use Awards to Fly Business Class? (1:14:03) Seat Hack For Traveling With Kids (1:16:53) Nick's Advice To Make Best Use of Points and Miles (1:24:56) Are Hotel Points Actually Worth It? (1:28:23) Award Booking Services Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#175: Host Chris Hutchins shares his latest deals, advice on booking summer travel with points, some father’s day gift ideas, a family health update and more. Link to Full Show Notes: https://allthehacks.com/monday-musings-2 Resources Mentioned All the Hacks Newsletter Latest Deals Bilt Rewards Toast App for Restaurants Hilton Summer Promo Credit Cards Citi Strata Premier℠ Chase Sapphire Reserve® Chase Sapphire Preferred® Card All the Hacks Credit Card Site Great Finds Dr. Attia Video on Exercise Nick's Blind Date Why Car Insurance Rates Are So High Recommendations Tetris Movie Superhuman Email (promo code ALLTHEHACKS) Trafficked with Mariana van Zeller Father's Day Gift Ideas Moft: Snap-on Phone Stand & Wallet Ten Thousand Midweight Tech Hoodie Ooni Pizza Oven Cocktail Codex Book Shokz OpenRun Pro Headphones Theory11 Box One Eight Sleep Pod 4 Ultra Tug-o-wobble Game Nike Vaporfly Shoes Storyworth: Book of Stories from Dad Masterclass: Learn from Experts Indochino: Custom Suits (promo code ALLTHEHACKS) BRCA National Cancer Institute Article Stanford BRCA Decision Tool Mentava Reading App (promo code ALLTHEHACKS) charity: water Fundraiser   Full Show Notes (0:00) Introduction (3:53) Latest Deals (7:30) Travel, Points & Miles (10:29) Great Finds (11:19) Chris' Recommendations (12:40) Father's Day Gift Ideas (16:36) BRCA (24:16) My First 911 Call (27:12) Saving on One-Way Flights (34:35) Booking Summer Travel Award Flights (39:58) App to Teach Kids to Read (42:59) Charity: water Fundraiser   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn   Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#174: Legendary investor Andy Rachleff shares invaluable lessons to accelerate your personal and professional growth. He explores how success can be achieved through the power of intellectual curiosity, non-consensus thinking, effective writing and questioning, and decision-making. He also offers practical advice on career advancement and leadership. Andy Rachleff co-founded Benchmark Capital, one of the most successful venture capital firms, and is currently the co-founder and executive chairman of Wealthfront. He teaches at the Stanford Graduate School of Business and serves as chairman of the endowment investment committee at the University of Pennsylvania. Link to Full Show Notes: https://allthehacks.com/andy-rachleff-life-lessons-for-success Partner Deals Storyworth: $10 off a custom book of your father's stories HubSpot: All-in-one customer platform to get more out of your business Facet: Personalized financial planning + $250 enrollment fee waived Shopify: $1/month trial for the easiest e-commerce platform Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Andy Rachleff: X | LinkedIn 2013 Silicon Valley Career Guide Wealthfront: Get $5k managed free and get a 0.5% APY boost All the Hacks Episode #19: Becoming a Better Investor The Sales Learning Curve by Mark Leslie and Charles A. Holloway Howard Marks: You Bet! + Other Memos The Memo by Howard Marks Podcast BG2Pod with Brad Gerstner and Bill Gurley Full Show Notes (00:00) Introduction (02:42) Learn It All vs. Know It All Mindset (06:33) The Importance of Writing (09:17) How to Navigate the Early Stages of Your Career (10:33) Andy’s Non-Consensus Point of View (14:04) How to Learn from Success and Failure (20:19) Balancing Passion with Practical Experience (23:41) Things to Look for When Hiring People (26:15) The Difference Between Being Good, Very Good, and Exceptional (29:39) What Is a Product Market Fit and How Do You Find It? (38:16) Traits of Successful Managers and Leaders (42:35) Andy's Golden Rule in Life (43:37) Role of Optimism and Pessimism in Business (45:40) How to Foster Relationships with Experts and Mentors (47:25) Introductions and What Not to Do When Making Them (50:37) Can You Achieve Work-Life Balance and Be Successful? (53:04) How Andy Makes Big Life and Work Decisions (58:11) Can Graduate School Pivot Your Career? (1:02:09) The Best Way to Optimize Your Time (1:03:10) Ways to Invest Successfully Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#173: Today I’m sharing an episode of NerdWallet’s Smart Money Podcast, where hosts Sean and Sara address the safety and privacy concerns of digital wallets and debunk common credit score myths. They highlight the importance of securing your digital wallet by leveraging phone security features, understanding privacy policies of digital wallet providers and implementing proactive measures to safeguard your information online. Sean Pyles is the executive producer and host of NerdWallet's Smart Money podcast. His writing has appeared in The New York Times, USA Today and more. Sara Rathner is a NerdWallet travel and credit cards expert. Her work has been featured on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report.” Link to Full Show Notes: https://allthehacks.com/digital-wallet-security-credit-score-myths Resources Mentioned NerdWallet's Smart Money Podcast Article: Companies’ deceptive ‘dark patterns’ online cost you money. Here’s how to fight back. Full Show Notes (00:00) Introduction (02:05) Credit Score Myth #1: Small Balance Equals Good Score (04:29) Credit Score Myth #2: Checking Your Score Will Hurt Your Credit (06:24) Credit Score Myth #3: Closing Old Credit Card Accounts (09:50) A Listener's Favorite Money Mistake (13:41) Are Digital Wallets the Safer Option? (15:42) Ways to Secure Your Digital Wallet (16:58) Challenges of Digital Wallets (18:06) Privacy Around Digital Wallets (21:12) Safeguarding Your Information Online & Offline (24:22) How to Fight Back Dark Patterns Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#172: Today we go deep on the dilemma of renting vs. buying a home. Joined by Katie Gatti Tassin, we'll discuss current market dynamics, debunk misconceptions about homeownership, and provide insights to help you navigate this significant life decision. We'll also share personal finance strategies and insider tricks to help you secure the best deal. Katie Gatti Tassin is the creator of the Money with Katie podcast blog, and newsletter. Link to Full Show Notes: https://allthehacks.com/katie-gatti-tassin-rent-vs-buy Partner Deals Notion: Try Notion AI free to automate tedious tasks and streamline your work Daffy: Free $25 to give to the charity of your choice Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Katie Gatti Tassin: Podcast | Website | Newsletter | Instagram Episode with Kathryn Valentine: It’s Officially Negotiation Season—This is What Works Fractional Home Ownership: Pacaso Property Appraisal Appeal: Ownwell Rational Reminder Podcast The Fort - An Entrepreneurship Podcast by Chris Powers All the Hacks: Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (03:04) Reality vs. Expectations of Homeownership (07:50) The Forced Savings Argument for Ownership (12:33) Factors to Consider Before Buying a House (14:34) Current Status of Rental vs. Buyer's Market (16:50) Chris' Experience with Refinancing (23:53) Why Past Generations Invested in Homes to Build Wealth (27:16) A Questionable Rule of Thumb for Buying a House (29:29) Ways to Generate Income from Your House (31:08) A Big Mistake People Make When Buying a House (33:40) How Societal Standards Pressure People to Buy Homes They Can't Afford (41:20) Why You Should Care About What Matters to the Seller (49:32) Fixed vs. Adjustable Rate Mortgage (52:13) How to Appeal Your Property Tax (54:53) Why People Rent Even If They Can Afford to Own a House (57:20) The Hidden Costs of Owning a House (1:00:32) The Emotional Reasons for Buying a Home Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#171: Organizational psychologist Benjamin Hardy explores the power of a 10x growth mindset, highlighting how you can achieve more in one week than most people do in one year. He explores the core principles of 10x and the ‘Future Self’ science to transform yourself, offers practical advice to achieve ambitious goals, addresses the challenges of adopting a 10x mindset and more. Dr. Benjamin Hardy is an organizational psychologist and best-selling author, whose books have sold millions of copies. His expertise stems from his PhD research on entrepreneurial courage and transformational leadership, and his work has been featured on Forbes, Fortune, CNBC, and many others. Link to Full Show Notes: https://allthehacks.com/benjamin-hardy-10x-growth-mindset Partner Deals NetSuite: Free KPI checklist to upgrade your business performance AG1: Free 1 year supply of Vitamin D and 5 free travel packs Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with 15% off Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Benjamin Hardy: YouTube | Podcast | Website | LinkedIn 10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less  The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success Dan Gilbert TEDx Talk: The Psychology of Your Future Self Books: Good to Great by Jim Collins Man's Search for Meaning by Viktor Frankl Full Show Notes (00:00) Introduction (01:35) Why 10x Transformation Is Easier Than 2x (04:17) How to Reframe Your Past and Future with Psychological Flexibility (08:53) Imagining Your Future vs. Your Future Self (14:00) The Psychology Behind a 10x Philosophy (18:27) The 80-20 Principle in 10x (21:51) 80-20 Examples to Achieve 10x Performance (24:37) Non-Work Related 10x Goals (35:58) How to Use Your Past and Future to Increase Your Present (39:51) Where Would People Get Stuck in A 10x Mindset? (43:32) How to Get Rid of Things You Don't Need (46:35) Why We Hold Onto The 80% We Don't Need (49:34) Ben’s Advice For People Struggling To Let Things Go (52:07) 10x As A Filtering System (55:24) Techniques Used to Build A 10x Mindset Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#170: Chris makes a case for cash back in your credit card strategy based on some recent changes in the points and miles world. He goes deep on strategies for every spending category and shares his analysis of how to optimize points vs. cash back for the best ROI. Link to Full Show Notes: https://allthehacks.com/cash-back-vs-points-credit-cards Partner Deals Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent 1Password: Free 2-week trial of my favorite password manager For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals All the Hacks Credit Card Optimization Tool v2 (w/ $10 Discount) All the Hacks Membership Credit Cards Page Credit Cards Mentioned Overall Spend Robinhood Gold Card Bank of America® Premium Rewards® Credit Card Discover it® Miles Chase Freedom® Unlimited Higher Cash Back in 1-2 Categories U.S. Bank Cash+® Visa Signature® Card Citi Custom Cash℠ Card Bank of America® Customized Cash Rewards Credit Card Rotating Categories Discover it® Cash Back Credit Card Chase Freedom® Flex® Dining/Restaurants Capital One SavorOne Cash Rewards Credit Card U.S. Bank Altitude® Go Visa Signature® Card American Express® Gold Card Travel The Platinum Card® by American Express U.S. Bank Altitude® Reserve Visa Infinite® Card Wells Fargo Autograph Journey℠ Card Chase Sapphire Reserve® Grocery/Supermarkets Blue Cash Preferred® Card from American Express AAA Daily Advantage Visa Signature ® Credit Card American Express® Gold Card Verizon Visa® Card Internet/Cable/Phone Bills Chase Ink Business Cash® Credit Card BMO CashBack® Mastercard® Gas Abound Visa® Platinum Card Entertainment/Streaming Capital One SavorOne Cash Rewards Credit Card Drugstores Chase Freedom® Unlimited Chase Freedom® Flex® Rent Bilt Mastercard® Office Supplies Chase Ink Business Cash® Credit Card Amazon/Whole Foods Amazon Prime Rewards Visa Card Mobile Wallet: U.S. Bank Altitude® Reserve Visa Infinite® Card + Real Time Rewards Resources Mentioned Wealthfront: Get $5k managed free & get a 0.5% APY boost Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 X (Twitter) post: Couple opened 26 credit cards in 2017 and earned 2M points Full Show Notes (00:00) Introduction (01:55) Chris' Personal Points & Miles History (02:48) 3 Big Changes to Chris' Credit Card Strategy (04:29) How to Take Advantage of Transfer Bonuses to Book Flights (11:49) The Basics of Cash Back (12:50) Best Cash Back Cards for Overall Spend (14:06) Cards for Higher Cash Back in Certain Categories (15:11) Other Category Spend (19:42) Best Cards for Dining (20:40) Travel Category (21:44) Uncapped Card for Gas (21:56) Cards for Groceries (22:26) Internet, Phone Bill, and Cable Category (22:35) Chris' Revamped Card Optimization Spreadsheet (26:35) Main Cards for Team Points Vs. Team Cash Back (27:44) Chris' Analysis & Category Run Through (33:42) The Biggest Takeaway on Cash Back (36:24) Cards for Spending Categories Like Rent, Entertainment, and Office Supplies (39:32) The Big Wrench: Welcome Bonuses (41:58) The Points & Miles Game With Player 2 (43:14) Credit Card Issuer Rules for Welcome Bonuses (48:03) Quick Summary and Chris’ Final Takeaway Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#169: Bestselling author Kim Scott highlights the impact of using radical candor to maintain better relationships at work and home. She shares tactics to solicit feedback, overcome the discomfort of giving and receiving criticism, and navigate situations when others disagrees with your feedback. They also discuss the evolution of Radical Candor towards Radical Respect, which addresses the impact of unconscious biases. Kim Scott is the co-founder of Radical Candor, an executive education company based on her book, which has sold over 1 million copies and has been translated into 23 languages. Kim has a diverse background in leadership and management, having coached CEOs at top tech firms like Dropbox, Qualtrics and Twitter, as well as leading teams at Apple University and Google. Link to Full Show Notes: https://allthehacks.com/kim-scott-radical-candor Partners DeleteMe: 20% off removing your personal info from the web Tim Ferriss: The Tim Ferriss Show and Five Bullet Friday Newsletter Facet: Personalized Financial Planning + $250 enrollment fee waived Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Notion: Try Notion AI free to automate tedious tasks and streamline your work For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Kim Scott: Website | LinkedIn Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity Radical Respect: How to Work Together Better (Available for Pre-Order) Books: The No Asshole Rule by Robert I. Sutton Thinking, Fast and Slow by Daniel Kahneman Full Show Notes (00:00) Introduction (02:13) What Is Radical Candor? (07:21) Importance of Radical Candor in Personal Relationships (16:39) How Do You Deliver Radically Candid Feedback? (19:33) Ways to Share Criticism as Feedback (25:42) 4 Steps for Soliciting Feedback (31:28) What to Do If Someone Disagrees with Your Feedback (34:17) The Differences in Radical Candor Across Different Cultures (36:47) The Negative Impact of Sharing Feedback on Text or Email (44:17) The Evolution from Radical Candor to Radical Respect (49:54) Examples of Unconscious Bias (54:01) Tactics to Handle Unconscious Bias (57:44) Applying Radical Candor and Respect with Family (1:00:41) Importance of Being Open to Criticism from Your Kids Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#168: Former portfolio manager Chris Doyle joins to discuss strategic ways to build and manage your investment portfolio. They do a deep dive on diversification, tax-award allocation, capacity and tolerance for risk, tax-loss harvesting, rebalancing and more. Chris Doyle is a Research Scientist at the Stanford Autonomous Agents Lab. He co-founded the technology startup Grove to make financial services accessible and affordable for everyone. Before that, he was an investor at a macro hedge fund and had a trading career at Barclays Capital. Link to Full Show Notes: https://allthehacks.com/investment-portfolios-chris-doyle Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Storyworth: Capture your Mom's stories and memories in a custom book ($10 off) Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice For all our deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Chris Doyle: LinkedIn | Website Wealthfront (Get $5k managed free and get a 0.5% APY boost) Triumph of the Optimists: 101 Years of Global Investment Returns Articles Mutual Funds That Consistently Beat the Market? Not One of 2,132. (Published 2022) Lump-sum investing versus cost averaging: Which is better? All the Hacks Episodes #19: Becoming a Better Investor with Andy Rachleff #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Full Show Notes (00:00) Introduction (02:14) Important Factors to Consider Before Building a Financial Portfolio (05:54) One of the Major Mistakes Made by Retail Investors (07:50) How to Think About Financial Risk (08:33) Importance of Asset Class Diversification (13:47) How to Determine Which Asset Classes to Include (20:19) Why People Add Emerging Markets to Their Portfolio (21:15) The Argument for International Stocks (22:18) The Case For or Against Real Estate (23:41) Trading Commodity Futures (28:18) Investing in Crypto (30:52) Non-Traditional Investments (37:04) Bonds and Fixed Income Allocation (43:30) Cash Interest Rate vs. Long-Term Bond Interest Rate (46:11) How to Think About Investing (50:34) Ways to Migrate from One Portfolio to Another (54:06) The Role of Tax Rates (1:01:31) Rebalancing Portfolios (1:03:04) Tax Loss Harvesting (1:09:39) Direct Indexing (1:12:37) How Often Should You Change Your Portfolio? (1:14:50) Uninvested Cash (1:17:22) How to Pick the Right Perfect Portfolio (1:20:22) Financial Advisors: Humans vs. Software Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#167: Points and miles experts Greg Davis-Kean and Chris discuss how you can optimize hotel award search tool features to save money and get the best deal for your next hotel booking. They also offer tips to get perks like complimentary breakfast, room upgrades, resort credits, early check-in, late checkout, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/greg-frequent-miler-hotel-award-tools/ Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Long Angle: Join a free private community for high net worth investors For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Hotel Award Search Tools Awayz ($10 for All the Hacks listeners and 50% off for All the Hacks members) AwardTool ($20 off annual plans with code ALLTHEHACKS) Rooms.Aero MaxMyPoint StayWithPoints PointsYeah Hotels Hotel Perks and Upgrade Programs All the Hacks Hotel Upgrade Program American Express Fine Hotels + Resorts® Luxury Hotel & Resort Collection Capital One Premier Collection Hotels & Resorts Hotels California: Alila Ventana Big Sur | Miraval Resorts and Spas Napa, California: Alila Napa Valley | The Westin Verasa Napa Bay Harbor, Michigan: Inn at Bay Harbor Queenstown, New Zealand: Eichardt's Private Hotel Bora Bora: St. Regis Bora Bora Resort | Conrad Bora Bora Nui All the Hacks Episodes #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #49: Bora Bora (Almost) for Free with Miles and Points Full Show Notes (02:09) Things to Consider Before Booking Hotels (03:05) Awayz Features (06:55) Review of Rooms.Aero (09:16) Tools for Full Year Award Availability (12:51) How to Optimize Different Features on Hotel Award Tools (16:39) AwardTool's Hotel Tool (19:40) Use Case for a Stay at the Inn at Bay Harbor (22:52) Planning Trips Around Hotel Award Availability vs. Flight Award Availability (28:19) How to Get Perks in the Luxury Travel World (32:03) New Hotel Tool from PointsYeah Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#166: Award search pros Greg Davis-Kean and Chris share insider tips to save hundreds (or thousands) of dollars when utilizing points and miles to book flights. They showcase practical use cases to help evaluate the pros and cons of the best award flight tools out there, both free and paid versions. They also discuss the best tools for flight trip monitoring and seat alerts. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/greg-frequent-miler-flight-award-tools Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Get a one-of-a-kind flexible financing program Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing you and your family's personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) point.me (20% off annual plans with code ALLTHEHACKS20) Roame.travel Seats.Aero Points Path Chrome Extension SeatSpy AwardLogic PointHound Reward Flight Finder ExpertFlyer (Free Seat Alerts) Other Travel Tools FlightConnections (Find direct flights) Flighty TripIt Google Flights Frequent Miler Blog Post: Which award search tool is best? Award Search Tools Comparison Spreadsheet All the Hacks Episode #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Full Show Notes (00:00) Introduction (02:30) Overall Episode Topic Breakdown (06:41) Important Info to Know Before Using Award Flight Search Tools (09:27) Essential Award Flight Search Tool Features (12:34) Why You Should Always Set Flight Alerts (14:59) The Best Award Search Tools (April 2024) (20:43) How to Find Which Airlines Fly Direct (22:45) Paid Features on PointsYeah & AwardTool (23:33) Review of point.me (32:48) The Impact of Award Flight Search Tools (39:11) Roame Travel (40:09) Flight Discovery for the Best Deals (44:39) Seats.Areo Review (53:46) How to get Free Access to point.me (55:29) More Flight Tools (59:23) ExpertFlyer for Seat Alerts (1:00:34) Tools for Trip Monitoring Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.