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I Will Teach You To Be Rich
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I Will Teach You To Be Rich

Author: Ramit Sethi

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Imagine listening in on these raw, unfiltered conversations with real couples…

One partner is in $300,000 in debt, but shrugs it off. The other cries at night, anxious about the future.

A couple that’s so worried about money, they never feel they’ll have enough. When they eat out, they order chicken instead of steak to save $10. Their household income: $600,000.

Two parents who feel overwhelmed by work, kids, and debt. When I ask them how they’d describe their lives, they instantly say the same word: “Stuck.”

Ramit Sethi asks the questions we wish we all could ask, presenting a totally different philosophy on money:
• Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t.
• Ask $30,000 questions, not $3 questions.
• A Rich Life is more than math -- it’s mastering your money psychology.

From the author of the bestselling book, ‘I Will Teach You To Be Rich,’ learn how money psychology affects these couples… and how to create your own Rich Life.
81 Episodes
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Sarah and Kevin are 38 and 42. They sold their home to pay off $130k in debt, only to dig themselves another $55k hole, six months later. Sarah is worried that if she doesn’t stop her credit card spending, Kevin will ask for a divorce. We need two episodes to untangle their complicated situation.Connect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Kirsten and Jon are both 34, raising two young boys in Canada. Kirsten, an engineer, is all about problems and solutions, going as far as "parenting" Jon when he overspends. Jon avoids money talk like the plague, even giving up his use of the joint credit card to avoid further static at home.Links mentioned in this episodeGet Money Coaching with Ramit Connect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Alex and Courtney are in their 30s. They live in Southern California and come from completely different money backgrounds. Their numbers reveal a stark truth; fixed costs are sinking their finances. They're only months from going bankrupt. Can Courtney come to terms with their reality? Links mentioned in this episodeJoin the Earnable programDownload the Conscious Spending PlanConnect with RamitGet Money Coaching with Ramit Get my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Tommy is 60 and he’s run his own business for more than 30 years. He loves his work and doesn’t plan to stop. Caroline, his wife, is 56 and is retiring from a stressful job in a few months. Together, they’ve amassed over $6M. She’s ready to spend it but Tommy can’t stop saving and investing.Links mentioned in this episodeGet Money Coaching with Ramit Download the Conscious Spending PlanJoin EarnableConnect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
World-renowned dating and relationship expert, Matthew Hussey, sits with Ramit for an honest and wide-ranging one-on-one conversation on love, money, and the many layers of raw emotion and hidden messaging shared between them.Links mentioned in this episodePodcast: Love Life with Matthew HusseyWebsite: howtogettheguy.comInstagram: @thematthewhusseyConnect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Jenee and Dan are 31 and 34. They've been married for three years and they're travel nurses, moving from city to city to alleviate workforce pressures. During the pandemic, they earned up to 4X their salaries, allowing them to pay off their debts—but at a huge emotional and mental cost.Links mentioned in this episodeJoin my Money Coaching programGet the I Will Teach You to Be Rich bookGet the IWT Rich Life JournalDownload the Conscious Spending PlanConnect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
We pick up part two of Serena and Nate’s conversation with an equity problem—a serious one, and one they didn’t realize they had. Serena earns considerably more for now, but Nate stands to triple her salary in a couple of years. His medical school debt, in the meantime, crushes him. He needs help but she doesn't see it. He can’t, or doesn’t, speak up. Can they meet one another where they are?Links mentioned in this episodePlease take my podcast surveyJoin the Dream Job programJoin the Earnable programConnect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanGet my New York Times best-selling bookGet my no-numbers journalOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Nate and Serena are in their late 20s. They are engaged and live together, but a vast difference in their incomes creates an awkward dynamic when it comes to paying for shared expenses. They think their hot-button issue is a $3,000 loan between them—it’s a lot deeper than that. ResourcesPlease take my podcast surveyJoin the Dream Job programJoin the Earnable programConnect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
This is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: How to handle a recession, how I thought about marrying the right person, how to hire a financial advisor (one of my favorite stories), and how to apply some of my advice to your situation. Join Money Coaching here: iwt.com/moneycoaching00:01:16 — 1: What advice do you have about combining finances with a partner?00:08:35 — 2: How does your money strategy change for a recession?00:15:13 — 3: What would Ramit say to a single person who wants to marry the right person?00:23:11 — 4: $3 questions vs. $30,000 questions00:26:18 — 5: I'm a late starter. How do I calculate my contributions after age 50?00:28:50 — 6: How do I balance funding an emergency fund and contribute to retirement every month?00:33:01 — 7: What is your recommended asset allocation?00:33:11 — 8: I'm curious how others think about different kinds of debt.00:39:39 — 9: How do I fire a financial advisor?00:50:54 — 10: Should I continue contributing to my Roth IRA even when the market is doing so poorly?00:52:58 — 11: What is something about psychology Ramit wishes more people knew and took action on?00:56:36 — 12: How do I protect my kids and think about where I want my money to go when I die?01:03:09 — 13: I’m throwing out a humble brag after checking the history of my earnings at ssa.gov.01:04:30 — 14: I’d like to celebrate a win overcoming invisible money scripts while out to dinner with my family.Connect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Emily and Alex are in their mid-30s and have been dating for two years. They recently had a discussion about money and Emily was disappointed to learn how little Alex had saved. What would you do if you talked about money with your partner and you were disappointed at what you discovered?Connect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Amy wants to put money away for their kids’ college funds. She’s shocked when her husband, Gaby, says no -- and that “the kids can figure it out themselves.”They’re in their mid 30s with a household income of $115,000 in the Miami area. In today’s episode, we cover money psychology, class, and creating a vision of a shared Rich Life.Connect with RamitGet Money Coaching with Ramit Download the Conscious Spending PlanOther episodesInstagramTwitterYouTubeIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do. Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments.They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell?This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Jan and Emily are in their thirties and recently bought a house. During the sales process, Emily discovered a $100k loan that Jan had taken out without her knowledge. To make matters worse, Jan admits he didn’t really have a plan on how to use this money to benefit their lives.Emily is the higher earner and lets Jan manage their money, adding to the feeling of betrayal that she keeps buried under a calm exterior. They are both supportive and willing to do the work—but Emily’s fear is real and must be processed out in the open.What happens in a relationship when trust with money is broken in such a profound way? How can you plan ahead or feel secure with your partner's decisions? It’s a path with obstacles, no doubt. Let’s see if we can help Jan and Emily navigate it.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Jim and Kasey are 45 and 41 with 5 young kids. They’ve been married for 18 years. But they admit that they don’t even know how they’ve made it this long with the serious communication problems in their relationship—specifically as they relate to money.Kasey goes about her life avoiding money, mostly unaware that they’re dipping into their savings each month to get by—even though Jim got a big raise recently. On the other hand, Jim knows the truth in their numbers but bottles up his emotions. When he tries to talk with Kasey about money, he does it in a way that Kasey can’t—or refuses to—grasp.In a few months, they won’t have any savings left. There’s too much at stake for them to continue on this destructive path. Let’s see if we can get them on the same page. Connect with RamitConscious spending plan Get the follow upWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Beth and John are worth about $800k combined. They came to me a month before their wedding—in fact, by the time this goes live, they’re husband and wife (hopefully). The trouble is that they’ve never really talked about money, that she’s afraid of being a deadbeat partner… and they both want a prenup.Now, it’s a little too late for a prenup, but we can help them in other ways.The big day, looming large in their lives, has revealed some serious issues. Beth wants to—NEEDS to—leave her job, a role that’s costing her mental health dearly. But she’s terrified she’ll just be a financial burden to John. Will Beth and John be able to find common ground before they start their marriage? Listen in to find out.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Connie and Wes have severe gender expectations. Connie desperately wants Wes to be the “man” in the relationship and pay for dinner. But when he tries, she scolds him to save for the future instead. This toxic dynamic is made worse by what we last heard in part 1… Connie’s net worth is—get this—over $6 million!Can someone who’s making over $200k a month ever feel in balance with a partner bringing home $2k? The answer, of course, is yes—but getting Connie there is one of the biggest challenges we’ve ever faced on the podcast.The canyons between their bank accounts and understanding of money are immense. Listen in as we bring them together with a shared vision of equity, respect, and joy.Connect with RamitDownload your free conscious spending plan Learn more about money coaching WebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Connie and Wes have been dating for a year—but they have some very serious issues with how they see money, both individually and as a couple. The story to keep in mind: Connie’s mom earned considerably more money than her dad, but he always paid for family meals.Fairytales like this complicate how we deal with money later in life. As such, the power of archaic and illogical gender roles is the big theme that we try to untangle in this one. We need to call out the cultural expectations held between Connie and Wes to make room for a healthier dynamic.Don’t miss the dramatic cliffhanger ending that will leave your jaw on the floor as you wait for the fallout of part two, dropping next week.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
After talking to 60+ couples, Ramit reveals the #1 money issue that people deal with: feeling guilty. From what you heard as a child about money… to not being able to enjoy a vacation as an adult, Ramit breaks down the concept. Listen in as Ramit goes through his tactical approach to end money guilt and shame — once and for all. Want to dive in yourself? Download the Conscious Spending Plan, for free, to get started.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
Amy and Andre are 42 and 34 respectively. They make $140k a year, but they admit they’re often waiting for payday. They’re buried in debt and can’t seem to make any progress, which is bringing serious anxiety and stress into their lives.Their biggest issue? Their fixed costs sit at 92% of their total income. We uncover all kinds of solutions as to how they might address this problem, but they struggle to grasp the reality of it all.What’s worse, they submitted their Conscious Spending Plan showing a -2% for guilt-free spending. They not only have no joy tied to their money, but on paper, they show it as a detractor on their lives. This is a serious problem—let’s see if we can get them on the right track.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
In part two of Tom and Julie’s conversation, they start to see their reality for what it is—Julie may not have long to live, but she’s still working and is afraid to spend their millions on making memories with their young kids.After a double lung transplant in 2020, she’s healthy—but odds are not in her favor for a long retirement. Julie admits that, if she were counseling a friend, she’d tell them to leave the career behind and focus on experiences. But even that isn’t enough to spark action… and the clock is ticking.What would you do with millions of dollars in the bank and a short time to live? The answer seems obvious. To some, it isn’t so easy.Connect with RamitWebsiteInstagramTwitterFacebookYouTubeLinkedinIf you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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Comments (2)

Ruby Smith

Monique's views are common in the Hispanic community. It has been my experience with my own friends that they have traditional views in all aspects of relationships and the men take on the role of provider and protector. I am X Gen but at least one of my friends is a millenial.

Nov 9th
Reply

Zach Schuman

Choosing to live a healthy lifestyle is an investment. I like to think of it as a trade off with medical expenses because it keeps me out of the doctors office and allows me meet any physical demand my rich lifestyle throws at me

Aug 5th
Reply
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