The Investing for Beginners Podcast - Your Path to Financial Freedom

In this episode, Dave and Andrew address listener questions and offer advice on challenging investment scenarios. They discuss whether to sell underperforming stocks and provide insights on being a long-term business owner versus a stock trader. They also delve into how to adjust free cash flow estimates and consider case-by-case scenarios for different companies. Moreover, they offer guidance to a listener who has received a significant inheritance and is seeking investment advice. The episode concludes with a discussion on the potential impact of AI on Google's search business, highlighting how to interpret and react to market news. 00:00 Welcome and Listener Questions Overview 00:13 Question 1: Handling Stock Losses 06:57 Question 2: Estimating Free Cash Flow 16:55 Question 3: Building a Wealth Portfolio 26:31 Discussion: Google and AI Disruption 35:41 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to ⁠⁠⁠SHOPIFY.COM/beginners⁠⁠⁠ to start selling with Shopify today. Get your summer savings and shop premium wireless plans at ⁠⁠⁠MintMobile.com/beginners⁠⁠⁠ Today's show is sponsored by BetterHelp Get 10% off your first month today with ⁠BetterHelp⁠ What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at ⁠⁠⁠Value Spotlight⁠⁠⁠. To see a sample of his previous work, go to ⁠⁠⁠stockwriteup.com⁠⁠⁠. Have questions? Send them to ⁠⁠⁠newsletter@einvestingforbeginners.com ⁠⁠⁠ SUBSCRIBE TO THE SHOW ⁠⁠⁠Apple⁠⁠⁠ | ⁠⁠⁠Spotify⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠ | ⁠⁠⁠Amazon⁠⁠⁠ | ⁠⁠⁠Tunein⁠⁠⁠ For sponsorship inquiries, reach out to us at ⁠⁠⁠equity@einvestingforbeginners.com⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us as we explore the overlooked world of microcap investing with Whit Hughley of River Oaks Capital. Discover how finding A+ CEOs in obscure, fragmented markets can lead to exceptional returns. Learn why boots-on-the-ground research and personal relationships with management teams create a competitive edge in this inefficient market. [00:00:00] Welcome to microcap investing discussion with Whit Hughley. [00:01:00] Whit's journey from startup to private equity to microcaps. [00:05:00] Microcap advantage: First investor visiting companies in years. [00:08:00] "Suggestive investing" helps unlock value in undervalued companies. [00:14:00] Finding ideas requires networking, not screening like large caps. [00:19:00] Seek obscure markets where competitors can't justify entering. [00:25:00] A+ CEOs know strengths/weaknesses and speak business-owner to business-owner. [00:35:00] Look for hidden non-core assets often missed in valuations. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. More from Whit Huguley of River Oaks Capital River Oaks Capital X Account: Whit Huguley Today’s show is sponsored by: Go to ⁠⁠⁠SHOPIFY.COM/beginners⁠⁠⁠ to start selling with Shopify today. Get your summer savings and shop premium wireless plans at ⁠⁠⁠MintMobile.com/beginners⁠⁠⁠ Today's show is sponsored by BetterHelp Get 10% off your first month today with ⁠BetterHelp⁠ Podcast Survey ⁠einvestingforbeginners.com/survey⁠ What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at ⁠⁠⁠Value Spotlight⁠⁠⁠. To see a sample of his previous work, go to ⁠⁠⁠stockwriteup.com⁠⁠⁠. Have questions? Send them to ⁠⁠⁠newsletter@einvestingforbeginners.com ⁠⁠⁠ SUBSCRIBE TO THE SHOW ⁠⁠⁠Apple⁠⁠⁠ | ⁠⁠⁠Spotify⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠ | ⁠⁠⁠Amazon⁠⁠⁠ | ⁠⁠⁠Tunein⁠⁠⁠ For sponsorship inquiries, reach out to us at ⁠⁠⁠equity@einvestingforbeginners.com⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing for Beginners podcast, hosts Andrew and Dave tackle four intriguing listener questions gathered from various sources. They begin by discussing the merits and timing of selling stocks during a downturn and the potential pitfalls of making multiple trading decisions simultaneously. They then delve into the intricacies of the Discounted Cash Flow (DCF) model, explaining its relevance with or without inflation. The conversation transitions to net working capital, exploring its importance in cash flow statements versus balance sheet metrics. Finally, they address concerns about high-level executives or board members selling large amounts of stock, providing insights on when this might be a red flag for investors. 00:00 Introduction and Listener Questions Overview 00:33 Is Now a Bad Time to Sell Stocks? 06:52 The Importance of Staying Invested During Market Volatility 10:37 Understanding Discounted Cash Flows (DCF) 18:00 Calculating Free Cash Flow and Working Capital 30:58 Insider Stock Sales: Red Flags or Not? 34:06 Conclusion and How to Submit Questions Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to ⁠⁠SHOPIFY.COM/beginners⁠⁠ to start selling with Shopify today. Get your summer savings and shop premium wireless plans at ⁠⁠MintMobile.com/beginners⁠⁠ Today's show is sponsored by BetterHelp. Get 10% off your first month today with ⁠BetterHelp⁠ Podcast Survey ⁠einvestingforbeginners.com/survey⁠ What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at ⁠⁠Value Spotlight⁠⁠. To see a sample of his previous work, go to ⁠⁠stockwriteup.com⁠⁠. Have questions? Send them to ⁠⁠newsletter@einvestingforbeginners.com⁠⁠ SUBSCRIBE TO THE SHOW⁠⁠Apple⁠⁠ | ⁠⁠Spotify⁠⁠ | ⁠⁠YouTube⁠⁠ | ⁠⁠Amazon⁠⁠ | ⁠⁠Tunein⁠⁠ For sponsorship inquiries, reach out to us at ⁠⁠equity@einvestingforbeginners.com⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

International investing offers portfolio diversification beyond your home market, especially valuable during US market downturns like in 2025. While investing abroad requires understanding different accounting standards, currency risks, and market access methods, modern brokerages make global investing increasingly accessible to beginners seeking broader opportunities. [00:00:45] International investing provides diversification beyond home markets during downturns. [00:02:45] Start with 10% allocation in countries you understand culturally. [00:06:30] Mexico, South America, Europe, Japan offer familiar business environments. [00:12:30] Avoid war-torn regions with poor business rule of law. [00:14:45] ADRs provide access to foreign stocks through US markets. [00:22:30] Interactive Brokers offers direct access to 36 international markets. [00:35:00] IFRS accounting treats R&D differently than US GAAP standards. [00:39:30] Currency fluctuations significantly impact international investment returns. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Get your summer savings and shop premium wireless plans at MintMobile.com/beginners Today's show is sponsored by BetterHelp. Get 10% off your first month today with BetterHelp. Podcast Survey ⁠⁠einvestingforbeginners.com/survey To get more Brett: Podcast: Chit Chat Stocks Twitter: CCM_Brett Substack: Chit Chat Stocks What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we break down the viability of Adobe as a stock investment. We discuss the challenges of evaluating Adobe, which operates as "a category of one" in its sector. Key points include the importance of not being deterred by simplicity in investment ideas, drawing parallels with other industry giants like Microsoft and Visa. The discussion emphasizes the significance of understanding a company's historical adaptability, in Adobe's case from hardware to SaaS. We also delve into the potential disruptive threats from AI and other competitors, while expressing confidence in Adobe's resilience due to its robust financials and strong market presence. The episode concludes with recommendations on the psychological aspects of investing, such as overcoming comfort zones and automatic disqualifications based on market sentiment. 00:00 Introduction and Live Stream Announcement 01:19 Simplicity in Investing 02:41 Adobe's Market Position and Strategy 05:43 Adobe's Financial Performance 07:46 Historical Market Trends and Comparisons 09:38 Adobe's Adaptability and Management 19:18 Emotional Challenges in Investing 21:38 The Importance of Adobe Experience in the Job Market 23:07 Microsoft's Dominance in the Office Software Market 25:22 Adobe's Value to Enterprises and Market Position 27:46 Adobe's Management and AI Integration 34:23 Potential Competitors and Market Disruption 40:29 Final Thoughts on Adobe and Investment Strategies Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to ⁠SHOPIFY.COM/beginners⁠ to start selling with Shopify today. Get your summer savings and shop premium wireless plans at ⁠MintMobile.com/beginners⁠ What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at ⁠Value Spotlight⁠. To see a sample of his previous work, go to ⁠stockwriteup.com⁠. Have questions? Send them to ⁠newsletter@einvestingforbeginners.com⁠ SUBSCRIBE TO THE SHOW ⁠Apple⁠ | ⁠Spotify⁠ | ⁠YouTube⁠ | ⁠Amazon⁠ | ⁠Tunein⁠ For sponsorship inquiries, reach out to us at ⁠equity@einvestingforbeginners.com⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Investing for Beginners, Brett Schafer from Chitchat Stocks shares actionable strategies for sourcing investment ideas. From leveraging Twitter and newsletters to using stock screeners and avoiding common pitfalls, Brett provides a comprehensive guide to smarter stock research. Tune in to learn how to build a winning portfolio with confidence. [00:01:00] Importance of curating trustworthy sources for investment ideas. [00:03:00] Why understanding your investments prevents panic during downturns. [00:05:00] Using Twitter’s search function to explore stock tickers. [00:10:00] Benefits of subscribing to newsletters for detailed stock analysis. [00:19:00] How Value Investors Club and Yellow Brick Investing help research. [00:24:00] Tips for using stock screeners to find undervalued companies. [00:33:00] Brett’s best investments sourced from screeners and newsletters. [00:45:00] Serendipity in finding great stocks through online communities. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Get your summer savings and shop premium wireless plans at MintMobile.com/beginners What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew answer listener questions on investment strategies, specifically discussing the benefits of using ISA and GIA accounts in the UK. They also offer advice on handling fractional shares and avoiding tax headaches. In the second segment, the hosts delve into essential steps for new investors during their first 30 days, including the importance of buying familiar stocks, utilizing good investing books, and maintaining a learning journal. 00:00 Introduction and Episode Overview 00:20 Listener Question: ISA vs GIA Accounts 07:07 Analyzing Companies and Finding Competitors 18:42 First 30 Days as a New Investor 25:59 Building Good Investing Habits 36:25 Conclusion and Contact Information Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Get your summer savings and shop premium wireless plans at MintMobile.com/beginners What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

CJ Gustafson, tech CFO and author of Mostly Metrics, joins the show to reveal what a CFO really does, how SaaS models work, the art of raising capital, and why storytelling is crucial in finance. Learn about IPOs, AI’s impact, and building durable businesses from one of the industry’s most insightful voices. [00:01:00] CFOs as resource allocators and company portfolio managers. [00:04:00] SaaS model’s predictability and recurring revenue explained. [00:07:00] Managing cash flow and runway in startups is critical. [00:10:00] Building investor relationships for easier future fundraising rounds. [00:13:00] CFOs spend more time managing people than spreadsheets. [00:15:00] Tech business models and pricing strategies evolve rapidly. [00:18:00] Klarna IPO: business model, AI use, and credit risks. [00:25:00] CFOs must tell compelling stories, not just crunch numbers. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Learn more about CJ here: Mostly Metrics What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew address three detailed listener questions. They offer insights on investing in micro-cap stocks, setting up an exit strategy, and the importance of understanding time horizons. The discussion extends to the utility of AI in financial research, where they outline its current limitations and emphasize the critical value of personally reading and understanding company financial statements. They also provide practical tips for balancing detailed financial analysis with a busy lifestyle and the potential advantages and risks associated with different investment strategies. 00:00 Introduction and Listener Questions Overview 00:41 Question 1: Strategies for Micro Cap Stocks 11:44 Question 2: Evaluating FDVV and Investment Strategies 21:59 Question 3: Using AI for Investment Research 33:54 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Confused by Amazon’s PE ratio? Financial educator Brian Feroldi breaks down the six stages of a company’s life and reveals why traditional valuation metrics often fail. Learn how to analyze any stock, avoid common mistakes, and discover the tool that makes investing easier for everyone. [00:01:00] Why PE ratio fails for Amazon and growth stocks. [00:03:00] The six stages of a company’s business lifecycle explained. [00:07:00] How to spot startups and hypergrowth companies in the market. [00:11:00] Self-funding phase: when companies stop needing outside capital. [00:13:00] Operating leverage: profits grow faster than revenue here. [00:16:00] Capital return phase: dividends, buybacks, and mature companies. [00:19:00] Three key numbers to identify a company’s current stage. [00:26:00] Why Amazon’s valuation needs a different metric approach. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Check out the Stock Simplifier here: Stock Simplifier. What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Joe Saul-Sehy (Stacking Benjamins) as he shares his raw, hilarious, and practical journey from financial disaster to financial independence. Learn why budgeting trumps stock picking, the real story behind target date funds, and how to build wealth in your 20s. [00:01:00] Joe’s frugal start: recording from his mom’s basement. [00:02:00] Inflation warning: budget, not stocks, is your real risk. [00:04:00] Joe’s first money mistake: credit card disaster at Citadel. [00:09:00] Mom’s tough love: “It’s your problem, not mine.” [00:11:00] Gamifying debt payoff: taking control became fun. [00:14:00] Take career risks, not just portfolio risks, for wealth. [00:17:00] Purpose in retirement: why staying active matters most. [00:39:00] Target date funds: why Joe says “don’t use them.” Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod Learn more about Joe and Stacking Benjamins here: Stacking Benjamins What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein For sponsorship inquiries, reach out to us at equity@einvestingforbeginners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Brett dive deep into a detailed comparison of three retail giants: Amazon, Costco, and Walmart. We analyze how these companies compete, their business models, and what potential investors should consider. The show covers Amazon's diverse revenue streams, Costco's membership-driven, low-margin strategy, and Walmart's large-scale, low-cost operations. The conversation also touches on the financials, growth prospects, and potential risks associated with each company, providing a comprehensive guide for beginner investors. 00:00 Introduction and Episode Overview 01:46 Amazon: The Retail Giant 02:30 Amazon's Business Segments and Growth 05:36 Amazon Prime and AWS 09:12 Costco: The Warehouse Club Model 11:49 Costco's Business Strategy and Growth 21:29 Walmart: The Retail Leader 24:16 Walmart's Growth Strategy 25:40 Amazon vs. Walmart: The Grocery Battle 27:36 Costco's Competitive Edge 29:24 Investment Prospects: Walmart, Costco, and Amazon 37:06 Amazon's Innovation and Risks 39:33 Walmart and Costco: Growth Challenges 46:04 Final Thoughts and Future Predictions Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we are joined by Braden Dennis, co-founder and CEO of FinChat.io, to discuss strategies for dealing with market volatility, investment styles, and the importance of a long-term perspective in stock investing. Braden shares insights into his own investment philosophy, the kinds of companies he prefers, and how he sources and evaluates potential investments. The discussion includes an in-depth look at handling uncertainty in the markets, sector-specific challenges, and the future of AI in investing and business operations. Listeners also get an overview of Braden's favorite companies and what makes them durable, along with practical advice on how to use screener tools. 00:00 Introduction and Guest Welcome 00:48 Handling Market Volatility 04:22 Investment Strategies and Risk Tolerance 08:19 Finding and Evaluating Companies 12:30 Quality Investing and Valuation 16:20 Durability and Market Trends 23:49 Understanding Software Business Durability 24:24 The Power of Network Effect Businesses 24:59 Building Moats in Software Companies 25:42 The Challenge of Competing with Established Software 26:42 The Appeal of Investing in Software 28:00 Fin Chat's Personalized Features 28:31 The Complexity of Data Aggregation 29:57 The Impact of AI on Knowledge Work 33:54 The Future of Coding with AI 35:25 AI's Role in Automating Paperwork 39:45 Investing in AI and Infrastructure 44:34 Fin Chat and Podcast Recommendations 46:24 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Check out Braden's podcast: The Canadian Investor Get 15% off a subscription to Finchat.io using our affiliate link: http://finchat.io/?via=dave Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew dive deep into the life and strategies of Warren Buffett, one of the most renowned investors of all time. The discussion covers Buffett's early years, his entrepreneurial spirit, his foundational influences, including Ben Graham, and his value-based investing approach. Additionally, the episode explores Buffett’s acquisition and management strategies at Berkshire Hathaway, his use of insurance float, and some pivotal decisions during his career. The hosts also reflect on the practical lessons they’ve learned from Buffett. 00:00 Introduction to Warren Buffet 00:25 Buffet's Early Years and Influences 03:27 The Intelligent Investor and Ben Graham 08:18 Buffet's Investment Partnership 12:34 The Berkshire Hathaway Era 16:02 The Power of Insurance Float 21:37 Buffet's Investment Philosophy 29:06 Lessons and Legacy 33:06 Conclusion and Listener Engagement Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com  SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Brett Schafer from Chit Chat Stocks joins Dave for an in-depth discussion on their favorite CEOs, emphasizing the importance of capital allocation and strategic business direction. Dave and Brett highlight transformative leaders, as well as legends of capital allocation through stock purchases and M&A strategies. They also explore rising stars in innovative and technology-first industries like payments. The episode provides insights into how these CEOs have navigated challenges, evolved their business models, and consistently created value for shareholders through smart investment and operational strategies. 00:00 Introduction 01:02 Discussing Favorite CEOs 01:28 Brett's First Pick: Bom Suk Kim of Coupang 06:52 Dave's First Pick: Warren Buffett 12:44 Brett's Second Pick: Brian Chesky of Airbnb 16:57 Dave's Second Pick: Mark Leonard of Constellation Software 22:01 Brett's Third Pick: Stephen Squeri of American Express 25:34 Dave's Third Pick: Pieter van der Does of Adyen 26:38 The Unique Culture of Adyen 27:02 Adyen's One-Platform Advantage 28:04 Stock-Based Compensation and Pay Ratios 28:53 Adyen's Market Position and Growth 30:43 Sprouts Farmers Market Turnaround 37:41 Nubank's Innovative Approach 42:41 Nelnet: The Berkshire Heir 47:51 Markel's Berkshire-Like Strategy 51:03 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Check out Brett's podcast called Chit Chat Stocks, and the great work he does on their Substack. Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave and Andrew answer listener questions sourced from Reddit and direct messages. Topics include whether Intel's stock drop presents a buying opportunity, the implications of poor capital allocation and mergers on shareholder value, and advice on buying the dip in Texas Instruments (TXN) and Crown Castle (CCI). The conversation delves into the risks and benefits of investing in large, well-known companies, and stresses the importance of understanding a business's fundamentals and market position. Listeners are encouraged to think long-term and consider the implications of market trends, technological disruptions, and management decisions on their investments. 00:00 Welcome to Investing for Beginners 00:19 Should I Buy Intel Stock? 03:03 Understanding the Innovator's Dilemma 06:53 Evaluating Big Companies as Investments 14:59 Impact of Management Decisions on Shareholder Value 24:51 Texas Instruments vs. Crown Castle 34:24 Final Thoughts and Wrap-Up Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, the hosts reconnect with John Rotonti, portfolio manager at Islamorada Investment Management. John offers insights into his approach to selecting stocks, emphasizing the significance of long-duration growth and sticking to high-quality businesses. He outlines the focuses of his portfolio that includes industrials, infrastructure, and housing-related stocks, while managing a considerable cash position due to selectivity in quality investments. John also shares his perspective on industry-wide sell-offs, giving examples of influential stocks and CEOs, discussing characteristics crucial for sustaining competitive advantages and long-term returns. 00:00 Introduction and Welcome 00:08 John Rotonti's New Role and Portfolio Overview 01:00 Portfolio Composition and Strategy 01:34 Infrastructure and Housing Investments 05:26 Cash Management and Investment Philosophy 10:25 Industry-Wide Sell-Offs and Contrarian Investing 19:57 Long Duration Growth and Utility Investments 24:30 Evaluating Company Growth Potential 25:06 Revenue Growth Analysis 26:36 Margin Expansion Opportunities 28:23 Case Study: Stock Movement Between Buckets 28:56 Electrification and Data Centers 33:27 GE Renova: A Deep Dive 39:08 Mount Rushmore of CEOs 43:08 Investment Strategies and Moats 46:04 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Subscribe to John Rotonti's fantastic newsletter at lastbastion.com. Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this unique episode of the Investing for Beginners podcast, the hosts turn the microphone inward as Dave takes the 'patient' seat and Andrew assumes the role of 'therapist'. Dave discusses his challenges in managing a portfolio of 25-26 companies, expressing concerns about over-diversification and the pressure to stay informed on each holding. The conversation delves into the emotional aspects of investing, the balance between staying informed and being overwhelmed, and specific stocks such as MasterCard, FICO, and Meta. The hosts explore strategies for managing portfolio size, staying informed without getting overwhelmed, and overcoming biases when evaluating new investment opportunities. The episode wraps up with insights on the therapeutic value of discussing investment struggles openly and the introduction of a new 'stock therapy' workshop for their Value Spotlight community. 00:00 Introduction to Stock Therapy 00:44 Portfolio Management Challenges 04:30 Balancing Information and Emotions 17:41 Reevaluating Investment Strategies 30:38 Stock Therapy Sessions Announcement 32:29 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dave Ahern and special guest Eric Bleeker from 24/7 Wall Street and the AI Podcast delve into the transformative world of artificial intelligence (AI). The discussion expands on the evolution of AI, emphasizing Nvidia’s milestones and breakthroughs in deep learning and neural networks. They highlight the dramatic advancements and potential disruptions AI brings to fields like coding, data centers, and software development. Eric explains the new scaling laws and reasoning models that promise to revolutionize AI further. They explore investment strategies in the AI sector, including major tech players and emerging picks and shovels in the supply chain. Concluding with practical applications of AI in everyday life, this episode offers a comprehensive overview of the AI industry. 00:00 Introduction and Guest Welcome 00:27 Eric's Journey into AI 04:08 The Rise of Nvidia 06:34 Deep Learning and AI Breakthroughs 11:56 Scaling Laws and AI's Future 17:53 Global AI Investments and Market Reactions 24:14 Understanding Reasoning Models 25:44 AI's Astounding Progress in Reasoning 26:07 The Future of AI in Coding and Beyond 29:20 Investing in AI: Key Players and Strategies 31:11 AI's Impact on Various Industries 45:34 The Role of AI in Personal and Professional Life 48:48 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, hosts Andrew and Dave break down how to analyze an income statement using Nike as an example. They discuss the importance of financial statements, starting with revenue and profitability, and walk through the different sections such as net income, gross profit, and operating income. They also emphasize the significance of earnings per share and provide insights on what to look for in the MD&A (Management Discussion and Analysis) section of company reports. The episode includes practical advice on identifying key metrics and potential red flags in a company's financial health. 00:00 Introduction to Investing for Beginners 00:07 Understanding Income Statements 00:31 Analyzing Nike's Financials 01:06 Key Metrics in Income Statements 01:32 Revenue and Profitability Insights 05:28 Management Discussion and Analysis (MD&A) 08:46 Gross Profit and Operating Income 18:05 Earnings Before Taxes and Interest 22:35 Earnings Per Share (EPS) 29:13 Conclusion and Final Thoughts Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today's show is sponsored by: Go to SHOPIFY.COM/beginners to start selling with Shopify today. Go to shipsticks.com and use the code INVESTING for 20% off. Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures. This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self. Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod What do Dave and Andrew recommend? Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com. Have questions? Send them to newsletter@einvestingforbeginners.com SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices