DiscoverThe Rachel Cruze Show
The Rachel Cruze Show
Claim Ownership

The Rachel Cruze Show

Author: Ramsey Network

Subscribed: 14,022Played: 408,558
Share

Description

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

232 Episodes
Reverse
💵 Start your free budget today. Download the EveryDollar app! From surprising exceptions to my "no debt" rule, to maximizing your home's sale, to the real costs of car loans—today, I'm sharing tips to help you avoid common money mistakes when making big financial decisions. In This Episode: ·      The Only Exceptions to My “No Debt” Policy ·      5 Mistakes to Avoid When Selling Your Home ·      The Worst Investing Mistake You Can Make Next Steps ·      🎥 Watch my video on mistakes to avoid when paying off debt. ·      🔨 Head to my video to find out which home upgrades aren’t worth your money. ·      🚙 Check out my video on 10 great cars you can get for under $10,000. ·      🏡 Sell your home with confidence! Partner with a RamseyTrusted real estate agent.    Offer From Today's Sponsor ·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership     Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app!   This week, I'm sharing budget-friendly tips for eating on the go, the unexpected lessons my kids learned at Chuck E. Cheese, and five one-minute habits for a stress-free life. You'll learn tricks to stay organized and keep your finances on point, plus advice for living each day with gratitude.    In This Episode: ·      Why Has Fast Food Gotten So Expensive? ·      3 Lessons Chuck E. Cheese Taught My Kids ·      5 One-Minute Habits to Keep Your Life Clutter-Free Next Steps ·      🎥 Watch my video on where to shop for the best deals to beat rising food costs.   ·      🎥 Check out my video where I give tips for keeping things minimal when you have kids.   ·      🎥 Go to my video where I share life-changing lessons I’ve learned from minimalists.   ·      💙 Pick up a copy of my new kids book, I'm Glad for Where I Am. ·      ☺️ Grab a copy of my other kids book, I’m Glad for What I Have.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.   Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mistakes—in this episode, I'll share smart "spaving" tips, effective budgeting advice, and what's truly worth your money. In This Episode: ·      Does Spending Money to Save Money Actually Work? ·      Why Do We Buy Things We Don’t Need? ·      4 Ways You’re Ruining Your Budget (Without Realizing It) Next Steps ·      🎥 Watch my video where I reveal the money trap I fell into and share ways to avoid it. ·      🛍️ Check out my video on the 7 things I won’t be buying this year. ·      💵 Go to my video about 5 lessons I’ve learned from budgeting. ·      💸 Learn to win with money by enrolling in Financial Peace University.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Start your free budget today. Download the EveryDollar app! This week, I unpack the reasons some high earners struggle to save, reveal five financial numbers you should keep track of, and provide strategies to transform your income into long-lasting wealth. I also share clever tips for smart money management that will set you up for financial peace. In This Episode: ·     5 Reasons Wealthy People Are Living Paycheck to Paycheck ·     How to Actually Build Wealth on a High Income ·      5 Numbers You Must Track to Build Wealth  Next Steps ·     🎥 Watch my video to learn how to create a budget from scratch. ·      🏡 Go to my video for easy ways to pay off your mortgage early. ·      💰 Navigate your investments with expert guidance from SmartVestor Pro. *Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ·      📊 Track your saving progress with the help our Investment Calculator.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Create a free budget. Sign up for EveryDollar today! Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart! In This Episode: ·      Brand Name Products That Are Worth the Money ·      Popular Products That Are a Waste of Money ·      9 Sneaky Signs You Own Too Much Stuff Next Steps  ·      🎥 Watch my video on the Amazon picks I’m currently loving and hating. ·     🩺 Check out my video on which types of insurance you do and don’t need. ·      💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on. ·      🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.   Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget! This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth. In This Episode: ·      5 Things to Do After Saving $1000 ·      What’s the Catch With 0% Interest? ·      My Annual Investment Routine Next Steps ·      🎥 Watch my video on 25 fast ways to save $1,000. ·      🚗 Check out my video on five cars to never waste your money. ·     💵 Go to my video revealing six legit ways to earn passive income. ·      💸 Learn to win with money by enrolling in Financial Peace University.   ·     💰 Navigate your investments with expert guidance from SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠  The Dr. John Delony Show 💸  The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership    Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!    Learning how to save and invest your money the right way is a crucial step toward achieving financial security—and more importantly, financial peace. Here’s how you can get started at any level.   Next Steps  ·     📈 Connect with a SmartVestor Pro in your area today! ·     💻 Start building wealth with Financial Peace University.   Offers From Today's Sponsors  ·   🏥 Learn more about Christian Healthcare Ministries.  ·   🧩 Use code Rachel20 for 20% off your TruPlay annual subscription   Listen to More From Ramsey Network  🎙️ The Ramsey Show    🧠 The Dr. John Delony Show  🍸 Smart Money Happy Hour  💡 The Rachel Cruze Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!  In this week's episode, I'm talking about fun ways to get little ones to love playing outside, unpacking "money dysmorphia" with tips for a healthy money mindset, and responding to your most-asked Instagram questions on finance and more.  In This Episode:  Five ways to really get kids off screens (with Ginny Yurich)  The real reason you feel behind financially  The top five questions I get asked on Instagram  Next Steps  🎥 Watch my video on 21 fun and budget-friendly things to do with kids.   😊 Check out my video on how feeling fulfilled can help save you money.   💰 Go to my video where I break down which budgeting method actually works.  📔 Pick up a copy of my new kids book, I'm Glad for Where I Am.   ✅ Keep up with Ginny Yurich on Instagram.   📖 Grab a copy of Ginny’s book Until the Streetlights Come On.  🌱 Listen to Rachel’s guest episode with Ginny on The 1000 Hours Outside Podcast.  📚 Shop for my recent reads below!   Wild Things: The Art of Nurturing Boys  The Women  The Teacher     Offers From Today's Sponsors  🏥 Learn more about Christian Healthcare Ministries.  Listen to More From Ramsey Network  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show   🧠 The Dr. John Delony Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!   From talking about money in your marriage, to smart insights on home refinancing, to which home renovations really add value—in this week's episode, I'm sharing my tips for navigating major financial decisions with confidence. In This Episode: ·      How to Talk About Money in Your Marriage (Without Ending It) ·      Is Refinancing Always a Good Idea? ·      Home Upgrades That Are (and Aren’t) Worth the Money   Next Steps   ·      🎥 Watch my video on my most hated financial advice . ·      🤫 Check out my interview with my husband on TRS about real estate. ·      ✅ Go to my video on the weird things people do to save money. ·      🏠 Find financing options with the trusted pros at Churchill Mortgage. ·      💵 Make a monthly budget today with my favorite budgeting app, EveryDollar. ·      💰 Use our calculator to calculate your mortgage payoff date.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!   In this week’s episode, I unpack the ins and outs of wealth-building, financial self-care, and savvy grocery shopping. I give my honest opinions on the 7 Baby Steps, guide you through a financial self-care routine that’ll help you build a life you love, and expose some grocery shopping mistakes that can cost you.   In this episode: ·      Rating My Own Financial Advice ·      10 Ways You’ve Been Grocery Shopping All Wrong (With Jade Warshaw) ·      The Ultimate Financial Self-Care Routine   Next Steps ·      🎥 Watch my video on how to set up a budget using EveryDollar. ·      🤫 Check out my video with Jade Warsaw on the secrets to overcoming six-figure debt. ·      ✅ Keep up with Jade Warshaw on Instagram. ·      💸 Find out what to do with the money in your paycheck. ·      🎓 Learn to win with money by enrolling in Financial Peace University.   Offer From Today's Sponsor ·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today - Create a free Budget! Sometimes, you have to wonder, “When did things get so expensive?” In this episode, find out how to keep inflation from ruining your budget, including tips on: -             Feeding your family for less than $100 in a week -             Which expenses you can easily cut from your budget -             How to manage affording childcare Next Steps ·      🎥 Watch my The Right Way To Do A No Spend Challenge video to try a “No Spend” month! ·      📔 Pick up a copy of my new kids book I'm Glad For What I Have! ·      💵 Start saving on groceries with my favorite budgeting app, EveryDollar! Offers from Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!    This episode is one huge PSA! I’ll go over some of the worst debt trends and traps that steal your paycheck—and what you can do to steer clear of them so you can use your money to create a life you love.   In This Episode: ·      Financial Goals That Are Impossible With Debt  ·     The Sad Reality of Credit Card Rewards  ·     The Financial Trend That Is Robbing You Blind    Next Steps: ·      📈 Check out the Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator ·      🏡 Work with Churchill Mortgage to buy a home without a credit score: https://www.ramseysolutions.com/real-estate/mortgage-loans ·      💸 Take Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace ·      🎥 Watch “How Financially Smart Are You?" here: https://www.youtube.com/watch?v=MOU0tPd_8RE   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!  From getting sucked in to one too many sales to overspending on our summer wardrobe (hello, trendy new sunglasses), we’ve all made money mistakes at some point. In this week’s episode, I’m sharing twelve common financial fails—so we can be extra careful about avoiding them! In This Episode: ·      5 Sneaky Ways Stores Make You Spend More ·      3 Job-Hopping Errors That Will Impact Your Wallet  ·     4 Financial Mistakes People Are About to Make     Next Steps: ·      🛒 Are you wasting money at your favorite stores? https://www.youtube.com/watch?v=Z1dksNiuToo   ·      📉 Get investing help from a pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=CjwKCAjwoPOwBhAeEiwAJuXRh8IOa2FUC2pOZdDm-qKuFyQm0BuAlOFjHD3hyl56H_E1JWeLYpEJMRoCim4QAvD_BwE   ·     🤩 Set financial goals at any income level: https://youtu.be/9q-UTjlP3hI ·      😎 Check out these affordable staycation ideas: https://www.ramseysolutions.com/saving/staycation-ideas ·      📚 Try these tech-free summer activities that your kids will actually like: https://www.youtube.com/watch?v=qYSe-2ZRxzU ·      🐰 Spark family conversations about gratitude with my latest kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!    Show Description  It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way.   In This Episode ·      What It Actually Costs to Live Happily in America ·      5 Lessons From 15 Years of Budgeting ·      How to Set Financial Goals at Any Income Level Next Steps ·      🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment   ·      👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/   ·      🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc   ·      📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator   ·      📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights
💵 Sign up for EveryDollar today. Create a free budget!  Show Description  To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place.   In This Episode ·     10 Cars You Should Never Waste Your Money On ·     10 Things Frugal People Avoid at All Costs ·     2 Budget Categories Everyone Must Have Next Steps ·     🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M   ·     🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide   ·     📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/   ·     🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!   Show Description Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it!   In This Episode ·      Things People Don’t Know About Millionaires ·      Become a Millionaire Making Less Than $60,000 ·      4 Sneaky Problems With Making More Money   Next Steps ·      🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo ·      🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw ·      💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB ·      ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership
💵 Sign up for EveryDollar today - Create a free Budget!    Show Description  It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life.   In This Episode ·     I Explain the Tax System in Under 10 Minutes ·     My Most Hated Financial Advice: Side Hustles ·     Renting vs. Buying Next Steps 🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services 😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU 🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M    Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more. Next Steps 📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB 🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0 🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1]  ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB   Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!   In this episode: ·      3 Wealth-Building Hacks Anyone Can Use ·      4 Ways to Easily Save $1,000 in a Month ·      5 Cheap Date Nights You’ll Actually Want to Go On Next Steps 🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator 📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator 🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner 💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB   Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy
💵 Sign up for EveryDollar today - Create a free Budget!    Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.   In this episode: ·      Easy Ways to Pay Off Your Mortgage Early ·      How to Reduce Your Financial Stress by 38% (Proven Plan) ·      6 Legit Ways to Earn Passive Income   Next Steps    🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.   🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video. 📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study.  ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.    ➡️ Invest in your future with a SmartVestor Pro. 🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.    Offers From Today's Sponsors    🏥 Learn more about Christian Healthcare Ministries.     Listen to More From Ramsey Network   🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership    Ramsey Solutions Privacy Policy  [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.
loading
Comments (31)

victoria lisa

💚WATCH>>ᗪOᗯᑎᒪOᗩᗪ>>LINK>👉https://co.fastmovies.org

Feb 5th
Reply

Aakash Amanat

I absolutely love "The Rachel Cruze Show"! Rachel's insights on personal finance and money management are truly invaluable. Her ability to break down complex financial concepts into simple, actionable steps is what sets her apart. I've learned so much from her show and her advice has made a positive impact on my financial journey. https://www.slideshare.net/DeliPaperPros Whether it's tackling debt, creating a budget, or planning for the future, Rachel's practical tips have helped me gain control over my finances and work towards my financial goals. Her show is not just about numbers and spreadsheets; it's about changing our mindset and developing healthier financial habits. https://www.houzz.com/pro/delipaperpros

Aug 21st
Reply

Jennifer Vilorio

Thank you this one was great one every time you guys all say 25% on your take home pay you made it clear that it’s mortgage and all the other things that come with it. Love this one!

Jun 15th
Reply

Mia Allen

Hey, I'm a travel agent! I would love to help you book this Rome vacation. Mia@mickeysdreamvacations.com 636-541-2848

Apr 27th
Reply

Maria Victoria

Just started following you on IG and listening to this podcast after enrolling in Financial Peace University at our church. Love your podcast but especially love your gentle approach to money. I too spend money on house cleaning bi monthly and eating out since being debt free except for our mortgage. Keep sharing the good news too! Love ya, Maria

Mar 21st
Reply

Jennifer Vilorio

I was just talking about this just other day thank you

Mar 6th
Reply

پسر شهریور

fantastec👌

Nov 13th
Reply

پسر شهریور

fantastec👌

Nov 13th
Reply

Emily Dunsing

I'm curious as to why you say to stay away from VA loans? These are low fixed rates and don't require PMI. Also, when buying with a VA loan, it usually work in the buyers favor as homes are appraised lower by the VA then with a FHA or conventional loan so you usually pay less then the asking price in most cases.

Jul 20th
Reply (1)

mean karen

I think this is a duplicate of last week's episode. Haven't listened all the way, but the intro is the same. :-)

Jul 11th
Reply

Kelly Hutchison

I love the Nightingale too! Try Winter Garden by Kristin Hannah next!

Jun 20th
Reply

Alina L

dinnerly food box is actually a lot cheaper than others. 35 delivered for 3 meals for 2, which is enough for 3.

Mar 19th
Reply

Paula Barlow

I know I'm a bit behind on listening to this episode, but here I am. Remember that for any job you do that uses your personal vehicle, you need to report that to your auto insurance provider. You could nullify your insurance if you are in an accident.

Jul 9th
Reply (1)

Stephen Swayze

me, a single 20 year old guy listening to the whole thing 😂😂😆

May 15th
Reply

jkae rapozo

yes, i would pay for u to sleep train my little boys lol that sounds like a productive business for both sides 👍🏼👍🏼

Jan 19th
Reply (1)

Jamie Kurisunkal Jacob

Wow! Sometimes sacrifices and definitely budgeting are needed to plan out buying a car in full to be fully owned. $400 and more monthly is way too much.

Jan 10th
Reply (1)

Jamie Kurisunkal Jacob

Thanks for reminding me to how enjoy life and be imaginative about doing it without wasting money aside from a little gas.

Dec 21st
Reply

Sandra Martin

O.M.G your guest Minana (sorry I am not sure how to spell her name) resonated with me SOOOO much. Her interview feels like a message the universe wanted me to hear right now <3 <3 Thank you for sharing your story, xx

Apr 10th
Reply

Angela Braverman

This couple is precious! Totally made living on a budget so much fun!

Feb 3rd
Reply

Jennifer Knepper

My husband and I also sold our house and completely paid off our debt! We moved in with my parents, along with our two children, and are saving for a down payment to build a modular home! 💕

Feb 1st
Reply
loading