Ken Coleman & John Delony answer your questions and discuss:  "Should I go to college for business if I already have a business?" How you don't always need a degree to have a high-paying job, from the blog: 25 High-Paying Jobs That Don't Require a 4 Year Degree "We're expecting our 2nd kid and don't know how to get out of debt", How you and your spouse can get on the same page about paying off debt, from the blog: How To Talk To Your Spouse About Money "My roommate is moving out and I don't think I can afford my house", How to find another job in the technology field to increase your income, from the blog: BethelTech.net/KenColeman Support Our Sponsor: DreamCloud Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & John Delony answer your questions and discuss:  "How do I pay for college for 9 kids?",  from the blog: 10 Ways to Pay for College from the store: Foundations in Career Discovery Why your credit score is a bad indicator for true wealth, "I loaned $25k to my brother and his girlfriend and they won't pay me back", from the blog: Should You Ever Loan Money to Family? "Is it ethical to have two remote full-time jobs at the same time?" Support Our Sponsor: Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & John Delony answer your questions and discuss:  "How do my wife and I get on the same page with our spending habits?", What to do when feeling lonely at work, from the blog: How to Deal with Loneliness When it's beneficial to change degrees to reach career goals faster, "The dealership told me it's cheaper to finance through them than to pay cash", from the blog: How to Buy a Used Car Right Now "My girlfriend has high expectations for a house - how can I afford this?", from the website: Ramsey Mortgage Calculator Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Dr. John Delony answer your questions and discuss:  "My fiancée's father unfairly put a lien on her car", Saving for retirement on an irregular income, Pulling money from stocks to pay off the house, from the blog: Should I Use My Investments to Pay Off Debt? "How do I avoid feeling embarrassed when people judge me for living below my means?" The best way to get out of debt, "Should I use my emergency fund to pay off my house?" Support Our Sponsor: PODS Moving & Storage BetterHelp Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Dr. John Delony answer your questions and discuss:  "How can I help my foster son make better financial decisions?" Why the pause on student loan repayments actually caused borrowers to go into even more debt, the study: The Student-Loan Payment Pause Led Borrowers to Take on More Debt, How to manage money well in retirement. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Dr. John Delony answer your questions and discuss:  "My husband spent $2k on golf clubs behind my back", Dealing with a gambling addiction, Budgeting for meals when traveling for work. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss:  "My wife and I disagree about what to do with profits from a rental", "I'm 16-year-old and will make $100k next year; how should I use it?" "How should I use my bonus check?" Selling the house to pay off debt, from the blog: Should You Sell Your Home to Knock Out Debt? Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I study software engineering even with advancements in AI?" "Where should I keep my emergency fund?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "How can I expand my business?" "I used a personal loan to pay off my home", "How do we pay for grad school without debt?" Support Our Sponsor: BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss:  "I'm doing the work of 2 people and feel like I deserve a raise..." "Can I buy a car while paying off debt?" "Should I change careers just to get a pension?" Using savings to pay off debt, Moving for a new job with a promotion. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze answer your questions and discuss: "How much should we save for a future home?"  "What should we do with our tax return?" from the blog: What Do I Do With My Tax Refund? "Help me decide my business model for my food business", Why you shouldn't pull from your 401(k) to pay off debt, from the blog: Should I Use My Investments to Pay Off Debt? Saving for a home down payment, What to do with your savings, Budgeting as a new college graduate. Support Our Sponsor: Christian Healthcare Ministries DreamCloud Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze answer your questions and discuss: "I'm $500k in debt after buying a farm", How Dave was right about his 2023 real estate market predictions, "What do I do with the proceeds from my house?" Managing unexpected home repairs. Support Our Sponsor: PODS Moving & Storage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze answer your questions and discuss:  "Should we sell our house to make ends meet?" Whether or not an adult child should pay for their own insurance, "How much should I save before getting my Ph.D.?" "We were given land as a gift, what do we do with it?" "Does paying off a house prevent financial aid for college?" Accounting for property tax increases in your budget. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss:  Repairing a car vs. replacing it, from the blog: Is Your Car Worth Repairing? Or Should You Replace It? Dr. Jordan Peterson on vision and why it's the #1 thing people should be focusing on right now, "Should we have a birthday party for our kids while paying off debt?" "Is rental property enough for retirement or should we also invest elsewhere?" from the blog: How to Invest in Real Estate. Support Our Sponsor: BetterHelp PODS Moving & Storage NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "I'm bitter after my husband took out a HELOC", Dave's thoughts on modern tipping culture, "Should I pause paying off debt to pay for my son's school?" How automating your savings and investing will help you win with money. Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel interview millionaires to find out how they did it! Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Dr. John Delony answer your questions and discuss: "Should I quit my high paying job that requires travel?" Making fun of finance guru influencers, "I spent way too much on your car..." "How do I talk to my wife about taking another job", "What should I do with a work bonus?" Support Our Sponsor: NetSuite PODS Moving & Storage Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Dr. John Delony answer your questions and discuss: "Help! I'm in debt and Reddit told me to call Dave Ramsey..." What to do after you get out of debt, "Should I invest in Pokémon cards?" "How do we stay encouraged when we keep getting knocked back in the Baby Steps?" Why you shouldn't do any additional investing outside of retirement until your house is paid off. Support Our Sponsor: BetterHelp Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & John Delony answer your questions and discuss:  "My wife doesn't trust me with our finances", What having financial freedom can provide when things go wrong in life, "I don't know what to do about my financial future", "Should I take a pay cut for a more exciting job?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel answers your questions and discusses: "How do I prepare to move out on my own?" Pausing Baby Step 2 during lower income periods, Financially preparing for marriage, The best side hustles to make extra money right now from the blog: 27 Side Hustle Ideas to Earn Extra Cash, "Is it worth taking a job with a long commute?" "How do I pay my debts that are in collections?" Support Our Sponsor: BetterHelp Zander Insurance NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel answers your questions and discusses: Getting out of the credit card trap, "Should I pay off all my debt before buying a house?" "What's the best way to save money online?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "What's the best way to give my sister money?"  "Should I pay off personal debt with business earnings? Selling the car vs. keeping it. Support Our Sponsor: PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy