Wealth and Wisdom Together®

When we talk about building a strong financial foundation, most women think of budgeting, saving, investing, and retirement. But there’s a powerful tool that often gets overlooked: insurance.In this episode of Wealth and Wisdom Together®, we're breaking down why not having enough insurance is one of the most costly mistakes purpose-driven women can make. Whether you're managing your household, running a business, or simply striving to be a faithful steward, understanding insurance is essential to protecting everything God has entrusted to you.From liability coverage to life insurance, we're showing you how the right insurance strategy doesn’t just guard your assets, it strengthens your faith, builds your confidence, and gives you the freedom to walk boldly in your purpose.What You’ll Learn in This Episode:Why insurance is not just another bill, it’s a spiritual and financial shieldThe 5 must-have types of insurance every high-achieving woman should considerHow to align your insurance coverage with your current net worth and lifestyleThe surprising truth about disability insurance (and why most people skip it)How to choose health insurance that supports your faith-filled financial goalsPractical questions to ask when reviewing your insurance policiesIf something unexpected happened tomorrow, would you have the coverage you need? Tune in to make sure you’re financially protected and take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

Living Life Fulfilled: Becoming HER (Healed, Evolved, Renewed) How do you define a fulfilled life?  Is it getting everything you want or being all you want to be? What about your purpose? What about the plans God has for you? The only way to live a life of fulfillment is to surrender to His will and allow yourself to enjoy the abundance you gain by living out your purpose.  In this episode, our guest Dr. Nyreia Harrington Wright, Licensed Professional Counselor, Ordained Minister, and the President & CEO of Time of Glory Counseling Services, clarifies how we can easily attain the ability to live a fulfilled life.  Faith Focus: Proverbs 3:5-12 MSG  We invite you to join us as we discuss:  Trust what God is doing in your life God’s Accounting:   His Math isn’t like ours  The importance of community  The collective result we experience as a community when we transition to Become HER.    Connect with Dr. Nyreia Harrington-Wright:  Instagram: @dr._nyreia  Facebook: Becoming HER Healed, Evolved, Renewed   Website: www.becomingherministries.com and Time of Glory Counseling Services Connect with Weslia Echols and Willa Williams, Trinity Financial Coaching Instagram: @mytfcoach  Facebook: @mytfcoach  Website: www.mytfcoach.com Join The Abundant Living Podcast Facebook Community A WORD FROM WESLIA and WILLA We believe in living abundantly in Christ and not allowing money or the needs of life to pull your focus from the gracious God who gives us all the ability to produce wealth.   Our goal for you is to seek God in all you do as you follow His Word to become Healed, Evolved, and Renewed.       Bye for now and remember to put God first in all your decisions as you manage your money confidently, live life purposefully, and build wealth intentionally with Grace and EASE. Learn how by downloading our 5-Step Financial Transformation Blueprint at www.mytfcoach.com/blueprint  --- Send in a voice message: https://podcasters.spotify.com/pod/show/wealthwisdomtogether/message

What happens when you’ve done everything “right” financially, but peace still feels out of reach?In this episode of Wealth & Wisdom Together, we sit down with Dr. Timeka Tounsel, an accomplished educator and member of the Wealth & Wisdom STEWARD Circle, to explore her powerful journey from fear to financial confidence.After relocating across the country and stepping into a new season of life and income, Dr. Timeka realized that more money didn’t equal more freedom. Beneath the financial success was something deeper — fear, guilt, and uncertainty. Through faith-based coaching, community, and God-centered guidance inside the STEWARD Circle, she learned to replace fear with trust, guilt with grace, and anxiety with alignment.Tune in to hear how she redefined what wealth really means, discovered joy beyond numbers, and learned to manage her money as an act of worship—not worry.If you’ve ever wondered how to walk in peace while managing your finances, this conversation will bless you.Timeka N. Tounsel, PhD is a professor who researches and teaches about Black popular culture. She is also a Forbes.com contributor. Check out her book, Branding Black Womanhood: Media Citizenship from Black Power to Black Girl Magic. Listen to learn:- How Dr. Timeka overcame fear and guilt around money- Why true financial freedom starts with faith, not figures- The power of aligning your money with God’s design- What happens when you finally trust God, trust yourself, and trust the processIf you're ready to walk in your own financial confidence, enrollment for the Wealth & Wisdom Stewards Circle is now open! Visit the link below to enroll: https://www.mytfcoach.com/financialcoaching..Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT: https://www.mytfcoach.com/fulfillmentstartshereMeet Weslia and Willa: https://www.mytfcoach.com/aboutLearn more about our premium coaching membership program: Wealth & Wisdom STEWARDS Circle: https://www.mytfcoach.com/financialcoaching

We’ve all been in that space where we feel like we “should” have it together by now. The bills are paid, but the balance never seems to grow. You’re earning more, but somehow the peace you’re looking for hasn’t caught up.That’s why we created a space where shame turns into self-compassion and isolation becomes sisterhood, because managing money God’s way was never meant to be done alone.Welcome to Wealth & Wisdom Together, where we help you manage money confidently, live life purposefully, and build wealth intentionally—all through faith and practical wisdom.In this conversation, we’re making your money make sense by learning to trust God, trust yourself, and trust the process. We’re talking about how stewardship, systems, and sisterhood come together to bring peace—not pressure—to your financial life. Tune in now to learn more!Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT: https://www.mytfcoach.com/fulfillmentstartshereMeet Weslia and Willa: https://www.mytfcoach.com/aboutLearn more about our premium coaching membership program: Wealth & Wisdom STEWARDS Circle

Have you ever felt like your finances are one big, 1,000-piece puzzle with no picture on the box?Pieces scattered everywhere: bank accounts, credit cards, bills, and receipts. You’re trying to make them fit, but the more you try, the more overwhelming it feels.If you just whispered, “That’s me,” you’re not alone.At Trinity Financial Coaching we’ve met countless women who are smart, successful, and hardworking, yet still feel behind when it comes to their money. They make good incomes, pay their bills, and show up for their families, but deep down they wonder: “Why don’t I feel further along? Why does it still feel like chaos?”The truth is, you’re not failing. You’re not even behind. You simply don’t have the picture on the box yet. What you need is a frame.And in the financial journey, that frame is built by what we call the Four Borders of Financial Fulfillment: alignment, clarity, confidence, and fulfillment. Tune in now to learn more!Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereMeet Weslia and Willa: https://www.mytfcoach.com/aboutLearn more about our premium coaching membership program: Wealth & Wisdom STEWARDS Circle

Are you waiting to “get it all right” before you feel good about your money? If so, you’re not alone. Too many high-achieving women get caught in the trap of perfectionism with money, swinging between extremes, over-researching every option, and then beating themselves up when it doesn’t go perfectly.But here’s the truth: perfectionism doesn’t protect you—it paralyzes you.In this week’s episode of Wealth and Wisdom Together®, we’re breaking down why perfection keeps you stuck, how it steals your joy, and the simple, Spirit-led shifts that help you break free.You’ll hear:- How perfectionism shows up in your money decisions (and how to spot it).- Why excellence and perfection are not the same thing.- Practical ways to celebrate progress, even if it feels “small.”- And, a biblical perspective that proves God values faithfulness over flawlessness.Peace doesn’t come from perfection, it comes from progress. Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

Student loan debt is already heavy for many families—and now the new “One Big Beautiful Bill Act” (OBBB) is shaking things up even more.In this episode of Wealth & Wisdom Together®, we break down what the 2025 Reconciliation Legislation (HR1) means for your finances, including:- The new lifetime borrowing caps for federal loans- The end of Grad PLUS loans and what that means for grad students- How the new Repayment Assistance Plan (RAP) could increase monthly payments- Longer forgiveness timelines and how to prepare strategicallyBut most importantly, we’ll explore how to approach these changes with faith and wisdom, not fear.Scripture reminds us in James 1:5 that when we ask God for wisdom, He gives it generously. Whether you’re repaying loans now, preparing to borrow, or helping your children navigate higher education, you can make decisions that align with your values and reflect your trust in God’s provision.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

We live in a culture that often talks about giving in terms of obligation, pressure, or even guilt. But in God’s Kingdom, giving isn’t meant to be a burden, it’s meant to be a blessing. Biblical giving is about responding to God’s goodness with gratitude. It’s about recognizing that everything we have—our income, our resources, our opportunities—comes from Him. When we give, we’re not losing something. We’re participating in the work God is doing in the world and in the lives of others.In this episode of Wealth & Wisdom Together, we explore how biblical giving, tithing, and generosity are rooted in grace, not guilt, and how you can align your giving with your faith, values, and God-given vision for your life.Whether you’re a cheerful giver or completely new to tithing, this episode will help you reassess, realign, and understand what it means to be graced to give. Tune in to make sure you’re financially aligned and take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

We’ve all heard it—more money equals more freedom. But what if the real goal isn’t just a bigger bank account… but better alignment?In today’s episode, we’re unpacking what financial fulfillment truly means—and why it’s more powerful, personal, and practical than you think. You’ll discover how to align your money with your faith, values, and vision so you can walk in wisdom, peace, and purpose.We’ll cover:Why financial fulfillment is deeper than freedom or successHow to recognize when your money is out of alignmentFour reflection questions to assess your current pathA simple framework to help you live out fulfillment dailyReal-life ways financial fulfillment shows up—like generosity, rest, and legacy buildingWhether you’re thriving financially or stuck in stress, this episode will help you reassess, realign, and rediscover what matters most. Tune in to make sure you’re financially aligned and take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

For many women, retirement feels heavy because of the money stories we grew up with. Maybe your parents struggled and you’ve carried that same scarcity mindset or maybe retirement wasn’t even talked about, so it became something “other people” prepared for.But here’s the truth: your past doesn’t disqualify your future.You don’t have to wait until you “have it all together” to begin planning. Retirement doesn’t require perfection, it requires intention. And it’s never too late to start building the life you want to live later.In this episode of Wealth & Wisdom Together®, we’re reimaging retirement and talking about how today’s choices shape tomorrow’s freedom. We’ve walked with women in their 30s, 40s, 50s, even 60s who decided to take back their narrative. Not with panic, but with purpose. Tune in to learn how to prepare for retirement and take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

As kingdom-minded women, we often pray for provision, favor, and abundance, but what if the missing piece isn’t God’s promise, it’s our preparation?Deuteronomy 28:8 tells us, “The Lord will command the blessing on you in your storehouses and in all to which you set your hand.” If God promises to command a blessing on your storehouse, doesn’t that mean you need to actually have a storehouse?In this episode of Wealth & Wisdom Together®, we’re flipping the script on savings because saving isn’t about restriction, guilt, or deprivation. It’s about readiness. It’s a declaration that says, “Lord, I’m creating space for You to pour out your blessing.” Spirit-Led savings will position you for peace, purpose, and provision. Tune in to learn how to prepare your storehouse as you take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

Are you earning more but still feeling financially stretched? You're not alone.In this episode of Wealth & Wisdom Together®, we’re pulling back the curtain on a silent struggle many high-achieving Christian women face: living beyond their means despite earning a high salary. If you’ve ever wondered why your income doesn’t bring the peace you expected, this conversation is for you.We’re diving into the emotional and spiritual roots of overspending, the mindset traps that keep you stuck, and how to recognize the difference between true abundance and financial pressure.What You’ll Learn in This Episode:Why high-income earners still feel behind financiallyHow emotional spending and comparison can quietly sabotage your peace5 practical and faith-aligned steps to start living within your meansThe difference between treating yourself and proving yourselfWhy living below your means isn’t scarcity, it’s strategyHow to align your spending with your values, not your stressWhether you’re managing student loans, trying to plan for the future, or just tired of feeling like you’re not “doing enough” with your money, this episode is packed with encouragement, real-life strategy, and biblical truth to help you take your first step toward financial fulfillment.Resources:Sign up for Your FIRST STEP TO FINANCIAL FULFILLMENT https://www.mytfcoach.com/fulfillmentstartshereLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

If you’ve ever caught yourself saying, “One day I’ll retire… One day I’ll pay off my loans… One day I’ll get serious about my finances,” we want to gently challenge that thinking today.Because here’s the truth: “One day” isn’t a plan.In this week’s episode of Wealth & Wisdom Together®, we’re reimagining financial planning—not as a rigid, numbers-only exercise, but as a Spirit-led, purpose-driven act of stewardship. This isn’t about pressure or perfection. It’s about partnering with God to align your money with your mission.We’re here to help you stop drifting and start designing a financial future that reflects who you are, what you value, and what God has called you to build.Scriptures to add to your “Truth Vault” include: Habakkuk 2:2, Proverbs 21:5, Proverbs 29:18, Matthew 6:33, and 2 Corinthians 9:8Resources:Sign up for the Steward Identity Experience Private Podcast: https://bit.ly/stewardIdentityexperienceLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

In a culture that rewards hustle, speed, and accumulation, it’s easy to believe that financial peace is only found in more—more control, more striving, more certainty. But what if the real path to confidence is found in something simpler?In this episode of the Wealth & Wisdom Together®, we explore how high-achieving Christian women can shift from panic to peace by anchoring in faith, embracing simplicity, and stewarding what’s already in their hands.Through scripture, reflection, and practical guidance, we discuss:- Why clarity isn’t always the goal, but alignment is.- How to trust God’s timing in uncertain financial seasons.- What it means to arise and shine, even when the economy feels heavy.- And, three practical ways to walk forward with wisdom, peace, and power this weekThis conversation is a gentle reminder that you are not behind, you’re being refined. God’s economy is not ruled by fear, and your identity as a steward can anchor you, no matter what’s happening in the world around you.Scripture meditations include: Isaiah 60:1-2, Matthew 6:33, Proverbs 3:5-6, 2 Corinthians 9:8, and Galatians 6:9.Plus: Learn how to build your “Truth Vault,” so you can discern what you can influence today, and recommit to a Kingdom perspective with wealth and purpose.Resources:Sign up for the Steward Identity Experience Private Podcast: https://bit.ly/stewardIdentityexperienceLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

Can we talk about the true power of goal-setting? Not just as a tool for planning your future, but as an act of faith. In this episode, we explore how high-achieving Christian women can navigate career transitions and economic uncertainty by setting goals rooted in trust, not fear. Drawing from Proverbs 3:5 and 27:1, we talk about the power of surrendering control while still planning with purpose. Because when we set goals through our STEWARD Identity®, we’re saying, “God, I’m stewarding what You’ve entrusted to me, while trusting You with what I cannot control.”Tune in as we walk through three real-life scenarios: return-to-office ultimatums, layoffs and relocation decisions, and cross-country job offers, offering practical, faith-based questions to help you discern your next step with clarity.If you're feeling unsure about what’s next, this conversation is for you. Let’s move forward together with wisdom, strategy, and trust in God’s guidance.Resources:Sign up for the Steward Identity Experience Private Podcast: https://bit.ly/stewardIdentityexperienceLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

What if your finances aligned perfectly with your faith and values? Imagine waking up every day knowing exactly where your money is going and why—no more stress, no more wondering if financial fulfillment is possible, just confidence in your ability to manage wealth, invest in your future, and give generously.In this episode, we, two financial coaches, are diving into how your mindset shapes your financial reality. Many high-achieving women feel stuck despite their income, trapped by limiting beliefs, lifestyle inflation, or fear-based money decisions. But the truth is, God has called you to be a wise steward of your resources, and it all starts with renewing your mindset.We’ll uncover:✅ The hidden ways a scarcity mindset may be holding you back✅ How to shift from fear-based money decisions to faith-filled financial confidence✅ The five key steps to developing a wealth mindset rooted in biblical wisdomProverbs 23:7 says, “As a man thinks in his heart, so is he.” If you’re ready to break free from financial frustration and step into the abundance God has planned for you, this episode is your next step.Tune in now to transform your mindset and your money!Resources:Sign up for the Steward Identity Experience Private Podcast: https://bit.ly/stewardIdentityexperienceLet's Talk! Schedule a Clarity Call: https://www.mytfcoach.com/book-onlineMeet Weslia and Willa: https://www.mytfcoach.com/about

Are you earning a comfortable income but still feel trapped in the paycheck-to-paycheck cycle? You're not alone. Many successful professionals struggle to break free from financial stress, even with a six-figure salary. But what if we told you that the key to your financial breakthrough lies in asking yourself the right questions?In this empowering episode, we explore four powerful self-coaching questions designed to shift your perspective and put you back in control of your finances. These thought-provoking inquiries will help you:Uncover Your Hidden StrengthsRecognize the progress you've already madeIdentify successful strategies you can reimplementVisualize Your Ideal Financial FutureImagine a life free from money-related stressPinpoint small, actionable steps towards your goalsTap into Your Problem-Solving SkillsReflect on past financial challenges you've overcomeApply those same skills to your current situationCultivate a Mindset of AbundanceShift from scarcity thinking to possibility thinkingEmbrace the power of incremental progressWe also discuss Wisdom from The Word in Philippians 4:12-13, offering a spiritual perspective on overcoming financial difficulties. This scripture reminds us that true strength comes not from our circumstances but from Christ's power working within us.By the end of this episode, you'll be equipped with practical tools to coach yourself toward financial confidence and control. Remember, your financial breakthrough might be closer than you think—it all starts with asking the right questions.Are you ready to take that first step towards financial transformation? Tune in now and discover how to break the paycheck-to-paycheck cycle once and for all.Resources:Let's Talk! Schedule a Clarity CallDownload STEWARD Identity PathwayMeet Weslia and Willa

Ever feel like money is the elephant in the room? You're not alone. In this episode, we're tackling the unspoken fears that keep us from discussing finances and how they might be holding us back from true financial breakthrough.I'm flying solo today, but don't worry - we're still bringing you powerful insights to help you manage money confidently, live purposefully, and build wealth intentionally.Why is talking about money so taboo?Feeling financially illiterateGuilt over spending habitsThe gap between knowing and doingBut here's the good news: we're not stopping at identifying the problem. We're flipping the script and embracing a solution-focused approach to financial breakthrough.Key takeaways from this episode:Discover how to move past financial shame and embrace curiosityLearn why building layers of support is crucial for lasting changeUnderstand the power of the solution-focused approach in achieving your financial goalsExplore the importance of your "inner circle" and "outer circle" support systemsRemember, you're not alone on this journey. Whether you're just starting or looking to level up your financial game, this episode will empower you to take that next step confidently.Ready to activate the power of your steward identity and discover your unique path to financial fulfillment? Let's walk in wealth and wisdom together!Resources:Let's Talk! Schedule a Clarity CallDownload STEWARD Identity PathwayMeet Weslia and Willa

Many of us struggle to move beyond our financial obstacles, often focusing more on the problem than the solution.In this episode, we explore the stages of change and how understanding them can revolutionize your approach to financial challenges. Whether you're drowning in debt, struggling to save, or simply looking to improve your money management skills, this episode offers valuable insights to help you progress.What You'll Learn:The six stages of change and how they apply to your financial journeyHow to identify which stage you're currently in and what it means for your progressPractical strategies for moving through each stage, from pre-contemplation to maintenanceThe importance of anticipating and planning for potential setbacksBiblical wisdom to encourage and guide you through financial changesKey Takeaways:Understand that change is a process, not an eventLearn how to focus on solutions rather than dwelling on problemsDiscover the power of support and accountability in achieving financial goalsGain insights on how to bounce back from financial setbacksThis episode is part of our new series on solution-focused approaches to financial breakthroughs. By the end, you'll have a clearer understanding of your own change process and be better equipped to tackle your financial goals with confidence.Are you ready to transform your financial mindset and take control of your money? Listen now and start your journey towards financial fulfillment!RESOURCES:Let's Talk! Schedule a Clarity CallDownload STEWARD Identity PathwayMeet Weslia and Willa

With the recent Federal Reserve interest rate cut, you might be wondering: Should I focus on paying off debt, saving more, or investing? It's a common dilemma, especially if you've recently earned some extra cash.In this episode, we're tackling this timely topic head-on, helping you navigate the complexities of personal finance in light of changing economic conditions. We'll explore how the Fed's decision impacts your everyday financial choices and long-term goals.Here's what you can expect to gain from this episode:Understand how to evaluate the rate of return when deciding between debt repayment and investing.Learn the importance of considering your emotional well-being in financial decision-making.Discover why investing might be a better option in certain scenarios, especially with employer-matched 401(k) plans.Gain insights into the critical role of emergency funds in your financial strategy.Explore the biblical perspective on careful financial planning and its impact on long-term success.We'll guide you through these considerations, always emphasizing that personal finance is indeed personal. Your unique situation, goals, and feelings all play a crucial role in determining the best path forward.Join us as we unpack these complex topics, providing you with the wisdom and practical advice you need to make informed decisions about your financial future.Remember, whether you choose to prioritize debt repayment, invest, or build your savings, each step moves you closer to financial fulfillment.Let's walk this journey of wealth and wisdom together, aligning our financial choices with our faith and values.Resources:Let's Talk! Schedule a Clarity CallDownload STEWARD Identity PathwayMeet Weslia and Willa