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106. “I’m about to make $300k but we might have to live in our car”

106. “I’m about to make $300k but we might have to live in our car”

Update: 2023-06-13

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Jack and Christina are 33, both born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 saved and $87,500 in credit card debt that they can only pay minimums on right now. Christina’s income triples soon, can it solve everything?

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Comments

In Channel

133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

2023-12-0559:21

132. “We’re $520k in debt—and he hid it from me”

132. “We’re $520k in debt—and he hid it from me”

2023-11-2801:15:54

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

2023-11-2101:13:28

130. “I don’t trust him with spending. Do we have a future?”

130. “I don’t trust him with spending. Do we have a future?”

2023-11-1401:21:27

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

2023-11-0701:09:25

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

2023-10-3101:05:58

127. “Our financial advisor almost cost us $800k. How do we fire them?”

127. “Our financial advisor almost cost us $800k. How do we fire them?”

2023-10-2401:25:54

126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)

126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)

2023-10-1751:19

125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)

125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)

2023-10-1058:50

124. “We make $113,500. Why do we feel poor?”

124. “We make $113,500. Why do we feel poor?”

2023-10-0301:17:51

123. Ramit’s travel tips, real estate FOMO, and talking to kids about money

123. Ramit’s travel tips, real estate FOMO, and talking to kids about money

2023-09-2653:29

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

2023-09-1901:16:51

121. “He wasn’t supposed to have student loans. Now he has $157k.”

121. “He wasn’t supposed to have student loans. Now he has $157k.”

2023-09-1201:10:22

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

2023-09-0501:02:15

119. “He’s not ready for marriage. So why did we buy a house together?”

119. “He’s not ready for marriage. So why did we buy a house together?”

2023-08-2901:18:29

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

2023-08-2201:13:40

117. “He earned $17k last month—but it's not enough” (Part 1)

117. “He earned $17k last month—but it's not enough” (Part 1)

2023-08-1501:00:51

116. “She manages the money. I ignore it. What’s the problem?”

116. “She manages the money. I ignore it. What’s the problem?”

2023-08-0801:18:49

115. “We’ve fought about money for 29 years. Is it time for divorce?”

115. “We’ve fought about money for 29 years. Is it time for divorce?”

2023-08-0101:20:56

114. “Why did we spend $40K on trips we can't afford?”

114. “Why did we spend $40K on trips we can't afford?”

2023-07-2501:10:31

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106. “I’m about to make $300k but we might have to live in our car”

106. “I’m about to make $300k but we might have to live in our car”

Ramit Sethi