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112. “I pretend I want to change. But I refuse to do anything different”

112. “I pretend I want to change. But I refuse to do anything different”

Update: 2023-07-11

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This conversation with Mike and Kate brings a completely new, and shocking, outcome to the podcast. They’re 29 and 32, with some massive life changes on the horizon. But they can’t save any money and lack the financial discipline to make real change for the sake of their family.

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Comments

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133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

2023-12-0559:21

132. “We’re $520k in debt—and he hid it from me”

132. “We’re $520k in debt—and he hid it from me”

2023-11-2801:15:54

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

2023-11-2101:13:28

130. “I don’t trust him with spending. Do we have a future?”

130. “I don’t trust him with spending. Do we have a future?”

2023-11-1401:21:27

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

2023-11-0701:09:25

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

2023-10-3101:05:58

127. “Our financial advisor almost cost us $800k. How do we fire them?”

127. “Our financial advisor almost cost us $800k. How do we fire them?”

2023-10-2401:25:54

126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)

126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)

2023-10-1751:19

125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)

125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)

2023-10-1058:50

124. “We make $113,500. Why do we feel poor?”

124. “We make $113,500. Why do we feel poor?”

2023-10-0301:17:51

123. Ramit’s travel tips, real estate FOMO, and talking to kids about money

123. Ramit’s travel tips, real estate FOMO, and talking to kids about money

2023-09-2653:29

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

2023-09-1901:16:51

121. “He wasn’t supposed to have student loans. Now he has $157k.”

121. “He wasn’t supposed to have student loans. Now he has $157k.”

2023-09-1201:10:22

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

2023-09-0501:02:15

119. “He’s not ready for marriage. So why did we buy a house together?”

119. “He’s not ready for marriage. So why did we buy a house together?”

2023-08-2901:18:29

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

2023-08-2201:13:40

117. “He earned $17k last month—but it's not enough” (Part 1)

117. “He earned $17k last month—but it's not enough” (Part 1)

2023-08-1501:00:51

116. “She manages the money. I ignore it. What’s the problem?”

116. “She manages the money. I ignore it. What’s the problem?”

2023-08-0801:18:49

115. “We’ve fought about money for 29 years. Is it time for divorce?”

115. “We’ve fought about money for 29 years. Is it time for divorce?”

2023-08-0101:20:56

114. “Why did we spend $40K on trips we can't afford?”

114. “Why did we spend $40K on trips we can't afford?”

2023-07-2501:10:31

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112. “I pretend I want to change. But I refuse to do anything different”

112. “I pretend I want to change. But I refuse to do anything different”

Ramit Sethi