Major banks are teaming up like The Avengers to take on powerful forces: Apple Wallet and PayPal.

(0:21 ) Jason Moser discusses:
- Spotify becoming the latest company to announce layoffs
- Seven large banks combining forces to create a digital wallet product
- How and why Apple and PayPal have such a large lead in this industry

(12:40 ) Asit Sharma and Rickey Mulvey discuss corporate governance and an under-the-radar pop culture company going through some fundamental changes. 

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Stocks discussed: SPOT, WFC, BAC, JPM, COF, PNC, USB, TFC, AAPL, PYPL, DIS, MSGS, PG, FNKO

Host: Chris Hill
Guest: Jason Moser, Asit Sharma
Producer: Ricky Mulvey
Engineer: Rick Engdahl