Julia Menez is a travel hacking expert, educator, and founder of GeoBreeze Travel. With a background as an actuary, Julia brings a unique analytical approach to maximizing credit card points and airline miles for luxury travel. She’s dedicated her career to teaching entrepreneurs and high-income professionals how to leverage everyday expenses for free flights, hotel stays, and elite perks. Julia’s practical, no-nonsense style and deep industry knowledge make her a standout in the world of points and miles.

On this episode we talk about:

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  Julia’s journey from actuary to full-time travel hacking entrepreneur

  
  


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  The basics of travel hacking and who should (and shouldn’t) play the points game

  
  


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  How to choose the right credit cards based on your spending habits and business needs

  
  


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  The potential pitfalls and risks of chasing points, and how to avoid them

  
  


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  Real-life examples of maximizing points for luxury travel and upgrades

  
  

Top 3 Takeaways

1. 
   

   Travel hacking isn’t for everyone: If you can’t pay off your credit cards in full each month, the interest will wipe out any rewards. Discipline is key.

   
   


2. 
   

   Optimize for simplicity: For business owners with predictable expenses, focus on a simple card strategy that matches your spending profile rather than juggling dozens of cards.

   
   


3. 
   

   Leverage business expenses: If you’re an entrepreneur, running recurring or high-volume expenses through the right cards can yield significant travel rewards—without extra spending.

   
   

Notable Quotes

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  "If you have to carry a balance, any interest that you have to pay is going to negate the value that you're getting out of your points."

  
  


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  "Real money before points money."

  
  


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  "The internet is an illusion, and what's actually happening is most people just don't have the financial discipline to handle this."

  
  

Connect with Julia Menez:

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  LinkedIn: Julia Menez on LinkedIn

  
  


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  Twitter/X: @geobreezetravel

  
  


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  Instagram: @geobreezetravel

  
  


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  Website: GeoBreeze Travel

  
  

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