Make Your Money Make More Money
3Digest
This podcast episode covers various financial topics. Susie begins by highlighting the importance of financial security and emergency savings, briefly mentioning Alliance Credit Union. She then shares personal updates, including post-holiday reflections and news about her family. Further updates include interest rate changes at Alliance Credit Union and information on accessing a long-term care insurance calculator. A significant portion focuses on Keith Fitzgerald's new investment program, "My Value Path," a value-cost averaging strategy designed to optimize investment returns. The episode concludes by outlining the 2025 podcast theme, "Make Your Money Make More Money," and providing market projections for stocks, bonds, Bitcoin (recommending the IBIT ETF for security), and real estate. Susie advocates for a proactive, diversified investment strategy, suggesting specific ETFs (IWM, SPY, VTI, QQQ, XLF, INDA, SCHD) and stocks (AAPL, WHR, MSFT, CTRE, NVDA, WMT, IONQ, AVGO, PLTR, TSLA, PFE, EQT, GEV), while urging listeners to conduct their own research. The importance of opening and funding a Roth IRA is also stressed.
Outlines
Financial Security, Holiday Updates & Investment Strategies
This segment introduces the podcast, emphasizing financial security and emergency savings. It includes holiday reflections, personal updates, and Alliance Credit Union updates, along with an introduction to the "My Value Path" investment program and 2025 market projections.
Long-Term Care & Investment Updates
This section provides updates on Alliance Credit Union's certificate of deposit interest rates and information on accessing a long-term care insurance calculator.
My Value Path Investing Program Details
This segment details Keith Fitzgerald's "My Value Path" investing program, explaining its value-cost averaging approach and personalized investment roadmap.
Keywords
Value-Cost Averaging
An investment strategy aiming to buy more assets at low prices and less at high prices for smoother investment than dollar-cost averaging.
My Value Path
Keith Fitzgerald's investment program guiding investors in value-cost averaging across a portfolio of 10-12 stocks.
Exchange Traded Funds (ETFs)
Investment funds trading on stock exchanges, offering diversified exposure to assets like stocks and bonds.
Bitcoin ETF (IBIT)
A safer alternative to direct Bitcoin investment, offering protection against theft.
Roth IRA
A retirement savings account with after-tax contributions and tax-free qualified withdrawals in retirement.
Diversified Investment Strategy
Investing across various asset classes to reduce risk and potentially increase returns.
Market Projections 2025
Predictions for stock market volatility, real estate stability, and potential growth in specific sectors.
Financial Security
The importance of building and maintaining sufficient savings for emergencies and long-term financial stability.
Long-Term Care Insurance
Insurance covering long-term care expenses, such as nursing homes or assisted living.
Q&A
What is the main investment strategy recommended for 2025?
A proactive, diversified approach using ETFs and selected stocks, leveraging market dips to buy more, guided by the "My Value Path" program.
What are some specific ETFs and stocks recommended?
ETFs: IWM, SPY, VTI, QQQ, XLF, INDA, SCHD. Stocks: AAPL, WHR, MSFT, CTRE, NVDA, WMT, IONQ, AVGO, PLTR, TSLA, PFE, EQT, GEV. (Requires individual research.)
Why prefer a Bitcoin ETF (IBIT) over direct Bitcoin purchase?
Due to security concerns; ETFs offer better protection against theft.
What are Susie's market projections for 2025?
A volatile stock market with buying opportunities, stable real estate prices, and potential growth in India's economy.
Show Notes
For this Suze School, Suze gives us some updates on a few things, plus her projections on the stock market, bonds, real estate as well as the theme for 2025: "Make your money make more money."
See omnystudio.com/listener for privacy information.
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