#133: Chris does a deep dive on tracking your spending, covering why to do it in the first place, as well as top apps/services, setting up budgets, managing recurring expenses, picking categories and more. He also shares practical tips and hacks to save money across 20+ different categories of spend (without having to make big sacrifices).

Link to Full Show Notes: https://allthehacks.com/spending-tracking

Partner Deals

DeleteMe: 20% off removing your personal info from the web

Fabric: Affordable term life insurance for you and your family

Vuori: 20% off the most comfortable performance apparel I've ever worn

Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network

Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

Copilot: Free 2 months access to my favorite personal finance app with code HACKS2

For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned

All the Hacks Episodes:

• #14: House Hacking To Build Your Wealth
  


• #16: Do You Really Need a Budget
  


• #34: Hacking Healthcare, Prescriptions and Medical Bills
  


• #50: The Power (and Tax Savings) of Charitable Giving
  


• #104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel)
  


• #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits
  


• #131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns
  

Tools to Track Your Spending:

• Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
  


• Mint


• Rocket Money


• Tiller HQ


• YNAB: 34 day free trial
  


• Simplifi


• Monarch Money

Bilt Card: Earn Points on Rent

Pacaso: Free early access to listings and $2,500+ in closing credits

Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network

Daffy: Free $25 to give to the charity of your choice

Henson: Plastic-Free, Precision-Built Razors + $100 free Blades

Paprika Recipe Manager: Organize your recipes, make meal plans, and create grocery lists

Green Chef: 50% off + free shipping for healthy and delicious meal kits

DoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS

inKind: Get $25 off to dine at top restaurants

Cashback Monitor: Rebates & Mileage/Points Reward Comparison for Online Shopping

CamelCamelCamel: Free Amazon Price Tracker

Keepa: Amazon Price Charts (not sure why I called this Wistia)

Library Extension: Free eBooks from your local library

CardPointers: 30% off the app that helps you earn more cash back, points, and miles

Expenses Category Breakdown

Email for questions, hacks, deals, feedback: podcast@allthehacks.com

Full Show Notes

(02:13 ) Budgeting & Tracking Cash Flow

(06:24 ) Tools to Monitor Your Spending

(09:00 ) Free Tools to Track Your Spending

(17:00 ) Paid Tools on Android to Track Your Spending

(18:00 ) Review of Simplifi

(20:07 ) Review of YNAB

(23:36 ) Review of Copilot

(24:12 ) Categorizing Your Spending

(29:58 ) Hidden Expenses Categories

(31:55 ) Carryover Budgets

(33:19 ) Setting Up Recurring Expenses

(34:55 ) Copilot Intelligence

(35:50 ) Solving Cash Flow

(39:08 ) Refunds

(43:45 ) Benefits of Budgeting

(48:03 ) Ways to Save Money on Household Items

(53:50 ) Saving on Utilities

(56:10 ) Savings Related to Children

(57:27 ) Saving on Health & Fitness

(58:39 ) Saving Money on Personal Care

(1:00:29 ) Hacks to Save Money on Entertainment

(1:02:19 ) Saving on Food & Drink

(1:05:14 ) Coupons, Price Trackers & Other Hacks to Save

(1:06:57 ) Gifting & Donating

Connect with All the Hacks

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