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Prevention isn't popular, but it's good policy
Update: 2025-09-24
Description
The home insurance industry’s foundations are shifting. Even with major leaps in property data and analytics, a perfect storm of more frequent natural disasters, escalating litigation costs, and market pressures is leaving homeowners and developers increasingly exposed to risk.
- There is a fault line straining the insurance industry which could trigger a housing shock with echoes of the last financial crisis.
- The traditional insurance model is struggling to adapt to a new era of escalating risks, highlighting the need for a more proactive, collaborative approach.
- Having federal programs that can standardize incentive community level resilience measures that can support individual stability will prove to be a cost savings long term.
Webinar registration link: https://www.cotality.com/resources/webinars/making-the-shift
Find out more at Cotality.com/insights
- There is a fault line straining the insurance industry which could trigger a housing shock with echoes of the last financial crisis.
- The traditional insurance model is struggling to adapt to a new era of escalating risks, highlighting the need for a more proactive, collaborative approach.
- Having federal programs that can standardize incentive community level resilience measures that can support individual stability will prove to be a cost savings long term.
Webinar registration link: https://www.cotality.com/resources/webinars/making-the-shift
Find out more at Cotality.com/insights
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