Let’s get back to basics—addition and subtraction two ways to get to the same answer. However, we have a tendency to stick with addition. Today we’ll learn how subtraction can help you come out ahead.

Why am I talking about elementary math on a retirement podcast? Listen in to find out. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT 

• [2:12 ] Is scarcity really a negative thing?
• [6:04 ] Stop trying to aim for precision
• [11:17 ] Stop making retirement planning your new job
• [14:03 ] Stop optimizing for returns
• [17:42 ] Stop thinking you have to retire to something rather than from something
• [21:25 ] Stop thinking you can wait
• [24:16 ] Stop thinking you need to resign yourself to what is

LISTENER QUESTIONS 

• [27:10 ] Turn off dividend reinvestment in your decumulation phase
• [30:00 ] A rucking comment
• [31:03 ] On Social Security survivor benefits
• [33:26 ] On inherited IRAs

ROCK LIFE WITH DR. BOBBY DUBOIS 

• [35:15 ] Movement studies
• [45:05 ] Why does movement matter?
• [48:51 ] Why the Hadza’s sedentary lifestyle is different from ours
• [50:55 ] Why vitamin D is or isn’t helpful

TODAY’S SMART SPRINT SEGMENT 

• [1:00:34 ] Find an opportunity to move

Resources Mentioned In This Episode
YouTube video - What You Should Know if You Inherited an IRA
Episode 532 -  How To Manage Your Scarcity Brain With Michael Easter
Episode 530 -  What Is True Retirement Planning? With Christine Benz
Rock Retirement Club
Roger’s YouTube Channel - Roger That
BOOK - Rock Retirement  by Roger Whitney
Roger’s Retirement Learning Center