What if “enough” wasn’t a number — but a moment?

This conversation explores the quiet art of leaving nothing essential undone. We talk about the trap of “more” — more savings, more time, more planning — and how it steals the urgency that makes life vivid.

To die with zero regrets isn’t to die empty; it’s to die complete. Like an artist who finishes a painting not because it’s perfect, but because it says what it needed to say. We explore how generosity, timing, and intention turn ordinary years into extraordinary ones. It’s not about consuming your wealth — it’s about converting it into meaning.

Takeaways:

• 
  

  Treat time as your most valuable currency.

  
  


• 
  

  Design your life around moments that matter.

  
  


• 
  

  Give forward — not backward.

  
  

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Growth Mindset Psychology:

Sam Webster explores the psychology of happiness, satisfaction, purpose, and growth through the lens of self-improvement.

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CHAPTERS

00:00 Regrets of the Dying: Lessons from Palliative Care

01:35 Introducing 'Die With Zero' by Bill Perkins

02:35 Seneca's Philosophy on the Shortness of Life

03:28 The Value of Time and Money

04:35 Hyperbolic Discounting: The Psychology of Time and Money

08:46 Intentional spending and experiences that keep paying

11:59 The Memory Dividend: Investing in Experiences

15:38 The Health-Wealth Curve: Timing Your Experience

17:07 Balancing Life's Experiences and Timing

17:27 Seneca's Wisdom on Life and Death

18:31 The Concept of Peak Utility

19:59 The Inheritance Trap

20:45 Fear and Attachment in Financial Decisions

21:31 The Importance of Giving While Alive

23:21 Bill Perkins' Strategy for Dying with Zero

25:03 Time Bucketing for Life Experiences

27:47 The Final Reflection on Life's True Value

31:11 Conclusion and Next Steps

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