Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees should keep their life insurance policies, how required minimum distributions (RMDs) can be converted into tax-free wealth for heirs, and why today’s interest rate environment may offer opportunities to upgrade existing coverage. 

You’ll also learn: 

• The key differences between term and permanent life insurance in retirement. 

• How life insurance can supplement retirement income and provide long-term care benefits. 

• Strategies for using life insurance to offset taxes, protect your spouse, or strengthen your estate plan. 

• Tips for qualifying for coverage after age 65 and why underwriting rules matter. 

Whether you’re approaching retirement or already there, this episode will help you evaluate your current policies, uncover hidden value, and decide if life insurance still belongs in your financial plan. 

You can send your questions to questions@pyaradio.com for a chance to be answered on air.  

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