Join Mindy Jensen and Scott Trench for a powerful conversation with Regina Moore, who achieved millionaire status before 35 through frugality and her career as a pharmacist. But when her young son was diagnosed with cancer, everything changed.

In this deeply personal episode, Regina opens up about how a healthcare crisis tested her Lean FIRE plan in ways she never anticipated. And how financial independence—despite not being a perfect shield—gave her family options during their hardest moments.

Her family was placed in an incredibly difficult position due to subsidy cliffs. The conversation highlights the practical realities Regina and others face, examines the structural challenges within current healthcare policy, and discusses potential solutions.

This episode covers:

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  How achieving FI before crisis provided crucial flexibility

  
  


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  The ACA subsidy cliff and impossible financial trade-offs

  
  


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  Adjusting FIRE plans when life doesn't go as expected

  
  


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  Why she's still grateful she achieved financial independence

  
  


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  Systemic healthcare issues 

  
  

A must-listen for anyone pursuing financial independence who wants to understand what happens when real life tests your plan.

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