As climate disasters, cyberattacks, and geopolitical instability increasingly intersect, traditional insurance models are reaching their limits. AXA is shifting from simply paying claims after disasters to actively helping to prevent losses before they happen.

Pierre du Rostu, CEO of the AXA Digital Commercial Platform, discusses his team's risk management platform with Pete Miller, CEO of The Institutes and host of the Predict & Prevent podcast. The AXA Digital Commercial Platform is the winner of the International Insurance Society’s Global Innovation Award for Predict & Prevent, awarded at the 2025 IIS Global Insurance Forum in Rüschlikon, Switzerland.

The conversation explores how AXA's Digital Commercial Platform leverages advanced technologies like AI and real-time data to predict and prevent potential losses. Du Rostu discusses the concept of polycrisis, where multiple risks are interconnected, and how AXA is shifting its business model from traditional insurance to a more proactive partnership approach with clients. The discussion highlights the importance of innovation in the insurance industry and the future of risk management.

Resources:

AXA Digital Commercial Platform: https://axaxl.com/axa-digital-commercial-platform

Global Innovation Awards: https://www.internationalinsurance.org/global-innovation-awards

The Institutes: https://global.theinstitutes.org/

Predict & Prevent website: https://www.predictandprevent.org/

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