HSA Contributions, Social Security, Fee Disclosures, TSPs: Q&A #2543
Description
Jim and Chris discuss listener questions on how Medicare enrollment affects HSA contributions, Social Security survivor benefits and IRMAA adjustments, financial advisor fee disclosures, and the Thrift Savings Plan (TSP) as a tool in retirement planning.
(10:00 ) A listener asks whether enrolling in Medicare in December with coverage starting in January limits HSA contributions due to the six-month retroactive rule.
(31:00 ) The guys address how a December birthdate affects delayed retirement credits and whether a surviving spouse would receive the full 8% annual increase.
(39:00 ) George wants to know if he can use SSA Form 44 to reduce his IRMAA premium calculation after retiring and lowering his income.
(47:00 ) Jim and Chris respond to a question about financial advisor fee disclosures.
(59:15 ) A listener asks for Jim and Chris’ thoughts on the Thrift Savings Plan, particularly use of the G Fund.
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United States
