#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more.

Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025

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Resources Mentioned

PEOs: TriNet | Justworks

Insurance Broker: Rich Sterling

Productivity/AI Tools

• Notion


• NotebookLM


• Replit


• Cursor


• v0


• Figma


• Perplexity


• Claude

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ATH Podcast

• Newsletter


• Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen
  


• Ep 104: Optimizing Your Insurance Policies
  


• Ep #140: Navigating Open Enrollment
  


• Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth
  


• Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
  


• Submit questions for our next AMA here
  


• Leave a review: Apple Podcasts | Spotify
  


• Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
  

Full Show Notes

(00:00 ) Introduction

(00:30 ) Quick Episode Overview

(01:22 ) How to Select Your Insurance Plan

(05:19 ) Saving with a High Deductible Health Plan

(14:19 ) Tips for Specific Drugs and Providers

(15:27 ) Dental and Vision Plans

(17:17 ) Benefits of FSAs

(19:10 ) Getting Health Insurance Outside of an Employer

(21:08 ) Getting Insurance for Your Business

(23:20 ) Insurance via Medical Research Companies and Affinity Groups

(24:52 ) Direct Primary Care

(25:48 ) Reimbursing Medical Expenses Charged on a Credit Card

(30:45 ) Diversification in an Incredibly High Stock Market

(36:20 ) Investing in Precious Metals: Gold & Silver

(40:55 ) Strategy for Handling RSU Compensation

(43:35 ) Variable Universal Life Policy

(48:05 ) The Rise in Auto Insurance Premiums Following an Accident

(55:22 ) Buying A Used vs. New Car

(58:06 ) Chris's Favorite Work Tools Including AI

(01:02:07 ) Is AI an Actual Threat to Our Jobs?

(01:04:26 ) Chris's Pre and Post W2 Job Experience

(01:06:50 ) Find the Best Deals on the ATH Newsletter

(01:10:53 ) The Next Gift Card Sale

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