DiscoverInvestTalkRoth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026
Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026

Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026

Update: 2025-10-021
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Starting in 2026, workers aged 50 and older who earned over $145,000 in the prior year will be required to make their 401(k) catch-up contributions on an after-tax Roth basis (a key tax shift mandated by the SECURE 2.0 Act). 

Today's Stocks & Topics: Trane Technologies plc (TT), Circle Internet Group (CRCL), Market Wrap, Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026, Schlumberger Limited (SLB), Zebra Technologies Corporation (ZBRA), Alternative Investments, AbbVie Inc. (ABBV), Gold.



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Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026

Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors