DiscoverMoneylife News BitesTwo Indias of Insolvency: Why Small Borrowers Lose, Big Defaulters Win
Two Indias of Insolvency: Why Small Borrowers Lose, Big Defaulters Win

Two Indias of Insolvency: Why Small Borrowers Lose, Big Defaulters Win

Update: 2025-12-03
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India’s insolvency system seems to operate with two rulebooks — one for honest small borrowers who lose their livelihoods, and another for powerful defaulters who walk away with massive “one-time settlements”.


In this audio, we break down Sucheta Dalal’s exposé on the shocking contrast between the treatment of a Mumbai doctor couple—driven to ruin by an ARC—and the extraordinary leniency shown to the Sandesara brothers, declared fugitive economic offenders in a ₹14,000–16,000 crore fraud.


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Two Indias of Insolvency: Why Small Borrowers Lose, Big Defaulters Win

Two Indias of Insolvency: Why Small Borrowers Lose, Big Defaulters Win