#140: A deep dive into health insurance and other benefits you’ll need to make decisions about during your upcoming open enrollment. We’ll cover health plans in depth, but also dental, vision, HSAs, FSAs, employer life insurance and more.

Link to Full Show Notes: https://www.allthehacks.com/open-enrollment-2024

Partner Deals

Notion: Try Notion AI free to automate tedious tasks and streamline your work

Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs

MasterClass: Learn from the world's best with 15% off

Copilot: Free 2 months access to my favorite personal finance app with code HACKS2

Henson Shaving: Plastic-Free, Precision-Built Razors + $100 free Blades

For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned

All the Hacks:

• #34: Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen
  


• Email for questions, hacks, deals, feedback: podcast@allthehacks.com
  

Last Week Tonight with John Oliver: Health Care Sharing Ministries

Online Direct Primary Care For Pediatrics: Summer Health | Blueberry

Marshal Allen’s Book: Never Pay the First Bill

Online Sites for Prescriptions: GoodRx | RxSaver

Oura Ring

DNA Genetic Testing: 23andMe

Online HSAs: Lively | Starship HSA

Hawaii Recommendations:

• Restaurants (Kid-Friendly): Lava Lava Beach Club | CanoeHouse at Mauna Lani
  


• Water Activities: Ocean Sports | Snorkel Bob's
  

Full Show Notes

(02:27 ) HMOs, PPOs & EPOs

(03:47 ) Deductible

(04:44 ) Coinsurance

(05:40 ) Out of Pocket Maximum

(06:20 ) High Deductible Health Plan

(07:35 ) Coverage: In-Network & Out of Network

(09:16 ) Insurance Brokers

(14:55 ) Selecting a Carrier

(17:55 ) Premiums

(20:39 ) First Dollar Coverage

(21:50 ) HSA Hack: Use Your Cash Flow For Expenses

(25:10 ) Why The Platinum Plan Doesn't Make Sense

(29:55 ) Health Insurance Hacks

(31:13 ) Medical Sharing Plans

(33:36 ) Ways To Save

(36:16 ) Dental & Vision Insurance

(37:56 ) FSA for Health

(40:47 ) Using HSA

(41:41 ) Pre Tax Transit

(41:56 ) Life & Disability Insurance

(43:18 ) Tips from Chris's Trip to Hawaii

Connect with All the Hacks

All the Hacks: Newsletter | Website | Membership | Email

Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Learn more about your ad choices. Visit megaphone.fm/adchoices