#92: Chris shares his list of the top year end optimizations to consider for your taxes, money, points and miles. That includes tax-loss harvesting, charitable deductions, retirement contributions and FSA/HSAs. It'll also cover taking advantage of all your annual credit card credits and perks.

Full show notes at: https://allthehacks.com/year-end-money-taxes-points-2022

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Resources Mentioned

Taxes/Investing

• Gelt: Tax planning service (skip the waitlist!)


• Gelt Tax Guide: Tax Concepts Worth Knowing During a Recession
  


• All the Hacks Newsletter: All About Investing Part 2
  


• Donor-Advised Fund Definition


• Daffy: $25 to towards a charity of your choice
  


• Tax-Loss Harvesting


• Wash-Sale Rule


• Series I Savings Bonds


• Opportunity Zone Investing


• Wealthfront: $5,000 managed free
  


• Grail test: Detect Cancer Early
  


• Augusta Rule: Tax Rules for Renting out Your Home
  

Points/Miles/Credits

• FlyerTalk: Example Forum Page for Southwest Credits
  


• 
  The Platinum Card® from American ExpressSaks Credit Ideas: Aesop and Mack Weldon Underwear
  


• American Express® Gold Card


• Chase Sapphire Reserve®


• Capital One Venture X Rewards Credit Card


• Hilton Honors American Express Aspire Card

Full Show Notes

(01:25 ) Should You Take the Standard Deduction or Should You Itemize?

(03:59 ) Accelerating or Deferring Income

(04:56 ) Charitable Donations

(05:37 ) Donating Appreciated Assets

(07:28 ) Donor-Advised Fund

(08:39 ) Tax-Loss Harvesting and Common Index Fund Pairing

(10:57 ) Selling Crypto at a Loss/Abandonment Loss

(14:40 ) Opportunity Zone Investing

(15:17 ) I-Savings Bonds

(16:45 ) Stock Options/ISOs

(17:37 ) Retirement Accounts

(19:38 ) Contributing to a 529 Account

(20:37 ) Use Up the Money in Your FSA Account

(21:31 ) Max Out Your HSA Account

(22:11 ) Energy Efficiency Upgrades

(23:12 ) EV Tax Credit

(23:27 ) Hired as a Business vs a W-2 Employee

(24:52 ) Business Owner Tax Optimizations

(30:19 ) HSA/FSAs and the Augusta Rule

(32:31 ) California Municipal Bonds

(32:54 ) End-of-the-Year Housekeeping: Points and Miles

(34:05 ) Chasing Flight and Hotel Status

(35:14 ) Taking Advantage of Benefits/Upgrades/Lounge Access Passes

(35:39 ) Hotel, Credit Card, and Airline Credits

(38:42 ) Credit Card: Travel Credits

(39:18 ) Benefits Included with the American Express Hilton Aspire Card

(40:47 ) San Francisco Event

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